Skip to content
Palanor is in early release, with our founding customers.Become a founding customer →
The Real Rate Index45.30.00Palanor: Inflation Pulse50.7+0.06Palanor: Geopolitical Stress59.7-0.25Palanor: Liquidity58.8+0.87Palanor: Capital Tightness46.4-1.11Palanor: Industrial Pulse70.10.00Palanor: AI Margin Compression52.8-0.63Palanor: Consumer Confidence47.1-1.44Palanor: US Dollar Strength46.5+0.01Palanor: Labor Heat63.20.00Palanor: Recession Vocabulary28.7+0.64Palanor: Uncertainty Index53.2-0.24Palanor: US Jobs Health40.30.00Palanor: Energy Transition37.7+0.74Palanor: Reshoring Sentiment22.7-0.15Palanor: AI Substitution28.6+0.24The Social Fabric Index45.70.00Palanor: Geopolitical Anxiety19.8+0.43Palanor: Quit Pressure34.7-2.85The Mania Index88.00.00The Palanor Index57.5+0.37Cost Disease Spread33.20.00Palanor: US vs China49.4-0.05Rise of Socialism Index40.6-0.18The Bubble Memory98.5-0.00Palanor: Steward Confidence51.0+0.19The Long Watch90.30.00The Reshoring Index55.20.00The Capital Return Index80.2-0.77The Discourse Index74.3+1.91The Hesitation Index33.4+2.64Palanor AI Inference Cost Index71.2-0.03The AI Capex Race Index76.1-2.39The Boardroom Index81.7-0.84The Layoff Cycle Index35.6+2.75Capital Deployment Posture Index61.7-0.67The Consumer Health Index41.8+0.07Labor Hours Composite44.40.00The Dollar Erosion Index65.5-1.13Palanor: Risk Appetite35.4-0.76
PalanorPalanor

Line

U.S. Homeownership Rate

Share of U.S. households that own their home, %

65.0% in Q2 2026+2.1 pp since Q2 2016
YTD1y2y5y10y20yAll
ForecastOffContinuationForesight™
Show ▾
U.S. recessionsShades the months the NBER dates as recession. U.S. charts only.5-year rangeThe highest and lowest readings of the last five years, as a band. One-series charts only.High and lowMarks the highest and lowest readings in the window shown.
Reading overdue·Data to Q2 2026

Plays the chart through its history. Pauses are where the data set a record or moved most.

Continuation · the recent trend, flattening · 1 year

Dashed: the projection from the latest reading. Shaded: the range about two in three outcomes land in. A projection, not a promise.

The share of households living in a home they own. It rose through the mid-2000s housing boom, fell after the bust and has partly recovered.

What this chart reads

Sources

US Homeownership Rate. Source: US Census Bureau (HVS) via FRED (RHORUSQ156N). Public.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

Related charts

HousingForecast

U.S. Mortgage Rates

Average 30-year and 15-year fixed mortgage rates, %

7.32%Data yesterday
HousingForecast

Home Payment to Income

Monthly principal and interest on a median new home as a share of median household income, %

31.1%Data 22 days ago
HousingForecast

Housing Starts and Building Permits

New privately owned U.S. housing units, annualized, thousands

1,221Data 52 days ago
HousingForecast

Rent Inflation

Rent of primary residence, change from a year earlier, %

2.8%Data 52 days ago
HousingForecast

House Prices: U.K. and Canada

U.K. average house price and Canada new housing price index, change from a year earlier, %

1.4%Data to Aug 2026
HousingForecast

The Mortgage Rate Lock-In

Average rate on all outstanding mortgages (end of quarter) and the Freddie Mac 30-year fixed rate (quarterly average), %

4.40%Data yesterday

Cookies

We only use essential cookies to keep you signed in and remember your theme. No analytics, no tracking, no ads. See the Privacy Policy for the full read.