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Company Dossier · Information Technology

Affirm Holdings

AFRMNasdaqCarson City, US-NV, USLarge capWebsite ↗
  • Russell 1000

What Affirm Holdings is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $1.44 billion, up 30% from a year earlier.SEC EDGAR filings (XBRL)
  • Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $0.99 billion, up 65% from a year earlier.SEC EDGAR filings (XBRL)
  • Capital expenditure over the four quarters to June 30, 2026: $0.24 billion, up 26% from a year earlier.SEC EDGAR filings (XBRL)
  • Latest earnings call or results release (August 27, 2026): sentiment 0.80 on a −1 to +1 scale (confident, opportunity-framed), confidence 0.90 of 1.Palanor Discourse
  • Latest annual report (filed August 27, 2026): 1 risk factor added, 3 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $18.7 million on the open market.SEC Form 4
  • 660 institutional managers reported a position at June 30, 2026 (+67 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 39 (40 a year earlier).U.S. Department of Labor (OFLC)

Company Posture covers S&P 500 companies.

No bond term sheets or tagged debt on file for Affirm Holdings yet.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Affirm Holdings: free cash flow, trailing twelve months

Operating cash flow minus capital expenditure, $ billions, from SEC filings

$0.99BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: revenue, trailing twelve months

$ billions, from SEC filings

$1.4BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Affirm Holdings: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.00BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: debt issued and repaid by fiscal year

Long-term debt, $ billions, from the 10-K

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

0.9Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Affirm Holdings: guidance raised minus lowered

Guidance Ledger statements by quarter

3.0Data to Jun 2025
ImageDataGuidance Ledger by Palanor · source: SEC EDGAR
Business

Affirm Holdings: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.80Data 56 days ago
ImageDataPalanor calculation
Business

Affirm Holdings: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.90Data 56 days ago
ImageDataPalanor calculation
Business

Affirm Holdings: risk factors added per annual report

New Item 1A risk factors in each 10-K

1.0Data 56 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: gross Merchandise Volume (GMV)

KPI Ledger, as reported in the company's results releases, $ billions

11.6Data to Mar 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Affirm Holdings: active Merchants

KPI Ledger, as reported in the company's results releases, count

515,200Data to Mar 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Affirm Holdings: transactions per Active Consumer

KPI Ledger, as reported in the company's results releases, count

6.7Data to Mar 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR

Hiring and ownership

Business

Affirm Holdings: H-1B filings certified

Labor Condition Applications by quarter received

39.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Affirm Holdings: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$18.7MData 22 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Affirm Holdings: institutional holders

Managers reporting a position on Form 13F, by quarter

660.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

In the news

Headlines that name Affirm Holdings, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.

30 days
1 headlines
0% positive · 0% negative
90 days
1 headlines
0% positive · 0% negative

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 20, 2026Lobbying
    Lobbying report (FORETHOUGHT ADVISORS, LLC)second_quarter 2026 · $0.0 million
  2. Oct 20, 2026Lobbying
    Lobbying report (BGR GOVERNMENT AFFAIRS)third_quarter 2026 · $0.1 million
  3. Aug 27, 20268-K
  4. Aug 27, 202610-K
    Annual report (10-K)1 risk factors added, 3 removed
  5. Jul 20, 2026Lobbying
    Lobbying report (BGR GOVERNMENT AFFAIRS)second_quarter 2026 · $0.1 million
  6. Jul 19, 2026Lobbying
    Lobbying report (INVARIANT LLC)second_quarter 2026 · $0.0 million
  7. Jun 25, 20268-K
  8. Jun 25, 20268-K
  9. Jun 12, 2026Lobbying
  10. Apr 20, 2026Lobbying
    Lobbying report (FORETHOUGHT ADVISORS, LLC)first_quarter 2026 · $0.0 million
  11. Apr 20, 2026Lobbying
    Lobbying report (BGR GOVERNMENT AFFAIRS)first_quarter 2026 · $0.1 million
  12. Apr 14, 2026Lobbying
    Lobbying report (DICKINSON WRIGHT PLLC)first_quarter 2026 · $0.0 million
  13. Mar 24, 2026Patent
  14. Jan 16, 20268-K
  15. Dec 23, 2025Patent
  16. Dec 18, 20258-K
  17. Nov 6, 20258-K
  18. Sep 22, 20258-K
  19. Aug 28, 202510-K
    Annual report (10-K)1 risk factors added, 0 removed
  20. Jul 22, 2025Patent
  21. Jun 26, 20258-K
  22. Jun 12, 20258-K
  23. May 27, 2025Patent
  24. May 27, 2025Patent
  25. Feb 20, 20258-K
  26. Feb 20, 20258-K
  27. Dec 20, 20248-K
  28. Dec 12, 20248-K
  29. Nov 7, 20248-K
  30. Aug 28, 202410-K
    Annual report (10-K)0 risk factors added, 0 removed

Peers

Companies in the same sector in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
Procore PCOR$1.4B$0.3BJun 30, 2026
Guidewire Software GWRE$1.5B$0.4BJul 31, 2026
Enphase Energy ENPH$1.4B$0.1BMar 31, 2026
Klaviyo KVYO$1.4B$0.3BJun 30, 2026
Viavi Solutions VIAV$1.5B$0.1BJun 27, 2026
Dolby Laboratories DLB$1.4B$0.4BJun 26, 2026
Rubrik RBRK$1.5B$0.3BJul 31, 2026
Credo Technology Group CRDO$1.6B$0.4BAug 1, 2026

Identity

SEC CIK
1820953
Wikidata
Q65085822

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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