Company Dossier · Industrials
Equifax
- S&P 500
- Russell 1000
What Equifax is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.
Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →
The latest read
Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.
- Revenue over the four quarters to September 30, 2026: $6.59 billion, up 11% from a year earlier.SEC EDGAR filings (XBRL)
- Free cash flow (operating cash flow minus capital expenditure) over the four quarters to September 30, 2026: $1.10 billion, up 10% from a year earlier.SEC EDGAR filings (XBRL)
- Capital expenditure over the four quarters to September 30, 2026: $0.51 billion, up 8.5% from a year earlier.SEC EDGAR filings (XBRL)
- Share buybacks in the fiscal year to December 31, 2025: $0.93 billion.SEC EDGAR filings (10-K)
- Latest earnings call or results release (October 20, 2026): sentiment 0.45 on a −1 to +1 scale (mixed), confidence 0.70 of 1.Palanor Discourse
- Latest annual report (filed February 19, 2026): 0 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
- Insiders were net sellers in Q3 2026: $7.3 million on the open market.SEC Form 4
- 839 institutional managers reported a position at June 30, 2026 (−37 on the quarter before).SEC Form 13F
- H-1B filings certified in Q2 2026: 54 (71 a year earlier).U.S. Department of Labor (OFLC)
Company Posture
How Company Posture is measured →What Equifax is doing, on three axes, from its filings and its own words, as of 2026-10-22. A description, not a rating: Company Posture never says whether to buy.
Steady · Confident
Expanding ↔ Retrenching
Steady
- Capital spending78th pct
- Debt raised—
- Buybacks vs capex46th pct
- Hiring filings22nd pct
- Deals and private raises48th pct
- Patent publications48th pct
Confident ↔ Hedging
Confident
- Call sentiment38th pct
- Call confidence32nd pct
- Guidance changes21st pct
- Risk factors added72nd pct
- Insider open-market trades38th pct
- − Guidance changes
- − Call confidence
- + Risk factors added
Pressure
Components only: Not yet shown as a score: in the back-test it did not add to a naive reader's forecast of impairment, debt acceleration or bankruptcy filings (8-K 2.06, 2.04, 1.03) (not enough events (17 in half 1; needs 20)).
- Fails-to-deliver33rd pct
- Stress filings50th pct
Credit
How these are built →Equifax's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.
Debt on the balance sheet
$5.2B
- Due within a year $0.2B
- Longer term $5.0B
- Default point $2.7B (short + ½ long)
Finance leases included · Sep 30, 2026 filing
Bonds priced, last 12 months
$1.0B
U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.
| Priced | Amount | Coupon | Matures | Spread | Yield |
|---|---|---|---|---|---|
| Jul 22, 2026 | $500M | 5.000% | 2029 (3y) | +75bp | 5.088% |
| Jul 22, 2026 | $500M | 5.650% | 2033 (7y) | +115bp | 5.674% |
| Aug 12, 2024 | $650M | 4.800% | 2029 (5y) | +105bp | 4.806% |
From the pricing term sheets Equifax filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.
Charts
Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.
Cash flow
Capital returned and raised
What the company says
Equifax: earnings call confidence
Palanor Discourse score per call, 0 to 1
Hiring and ownership
Filings and records
The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.
- Oct 21, 2026LobbyingLobbying report (BANNER PUBLIC AFFAIRS, LLC)third_quarter 2026 · $0.0 million
- Oct 20, 2026LobbyingLobbying report (THOLOS GOVERNMENT RELATIONS)third_quarter 2026 · $0.1 million
- Oct 20, 2026LobbyingLobbying report (BLANK ROME GOVERNMENT RELATIONS)third_quarter 2026 · $0.0 million
- Oct 20, 2026LobbyingLobbying report (BANNER PUBLIC AFFAIRS, LLC)fourth_quarter 2025
- Oct 20, 2026LobbyingLobbying report (AKIN GUMP STRAUSS HAUER & FELD)third_quarter 2026 · $0.0 million
- Oct 20, 2026LobbyingLobbying report (ALSTON & BIRD LLP)third_quarter 2026 · $0.1 million
- Oct 19, 2026LobbyingLobbying report (THORN RUN PARTNERS)third_quarter 2026 · $0.1 million
- Oct 18, 2026LobbyingLobbying report (EQUIFAX, INC.)third_quarter 2026 · $0.5 million
- Oct 6, 2026Patent
- Sep 29, 2026Patent
- Sep 15, 2026Patent
- Aug 4, 2026Patent
- Jul 28, 2026Patent
- Jun 9, 2026Federal awardFederal award from Social Security Administration$19.7 million
- Jun 1, 2026Federal awardFederal award from Social Security Administration$55.0 million
- May 13, 20268-KShareholder vote resultsItem 5.07
- Apr 24, 20268-KMaterial agreement signedItem 1.01
- Apr 1, 2026Federal awardFederal award from Social Security Administration$10.4 million
- Feb 27, 2026Trademark
- Feb 19, 202610-KAnnual report (10-K)0 risk factors added, 0 removed
- Jul 2, 2025Trademark
- May 30, 20258-KDirector or officer changeItem 5.02
- May 9, 20258-KShareholder vote resultsItem 5.07
- Feb 20, 202510-KAnnual report (10-K)0 risk factors added, 1 removed
- Nov 8, 20248-KDirector or officer changeItem 5.02
- Feb 22, 202410-KAnnual report (10-K)1 risk factors added, 0 removed
Peers
Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.
| Company | Revenue | Free cash flow | Through |
|---|---|---|---|
| FTI Consulting FCN | $3.9B | $0.4B | Jun 30, 2026 |
| Verisk Analytics VRSK | $3.1B | $1.1B | Mar 31, 2026 |
| Terex TEX | $6.7B | $0.3B | Jun 30, 2026 |
| Lyft LYFT | $6.8B | — | Jun 30, 2026 |
| Paychex PAYX | $6.4B | $2.0B | Aug 31, 2026 |
| StandardAero SARO | $6.3B | $0.2B | Jun 30, 2026 |
| Dycom Industries DY | $6.9B | $0.5B | Aug 1, 2026 |
| Parsons Corporation PSN | $6.3B | $0.4B | Mar 31, 2026 |