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Company Dossier · Financials

Fifth Third Bancorp

FITBNYSERegional BanksCOLUMBUS, US-OH, USLarge capWebsite ↗
  • S&P 500
  • Russell 1000

What Fifth Third Bancorp is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to September 30, 2024: $0.61 billion, up 7.0% from a year earlier.SEC EDGAR filings (XBRL)
  • Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $3.02 billion, down 20% from a year earlier.SEC EDGAR filings (XBRL)
  • Capital expenditure over the four quarters to June 30, 2026: $0.64 billion, up 23% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $0.53 billion.SEC EDGAR filings (10-K)
  • Long-term debt issued in the fiscal year to December 31, 2025: $1.08 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (October 19, 2026): sentiment 0.30 on a −1 to +1 scale (mixed), confidence 0.70 of 1.Palanor Discourse
  • Latest annual report (filed February 24, 2026): 4 risk factors added, 7 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q2 2026: $1.3 million on the open market.SEC Form 4
  • 1,306 institutional managers reported a position at June 30, 2026 (+73 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 28 (48 a year earlier).U.S. Department of Labor (OFLC)

Company Posture

How Company Posture is measured →

What Fifth Third Bancorp is doing, on three axes, from its filings and its own words, as of 2026-10-22. A description, not a rating: Company Posture never says whether to buy.

Steady · Hedging

Expanding ↔ Retrenching

Steady

RetrenchingExpanding

Confident ↔ Hedging

Hedging

HedgingConfident

Pressure

Components only: Not yet shown as a score: in the back-test it did not add to a naive reader's forecast of impairment, debt acceleration or bankruptcy filings (8-K 2.06, 2.04, 1.03) (not enough events (17 in half 1; needs 20)).

Credit

How these are built →

Fifth Third Bancorp's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.

Bonds priced, last 12 months

$1.0B

U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.

PricedAmountCouponMaturesSpreadYield
Jan 26, 2026$1B4.566%2032 (6y)+75bp4.566%
Sep 3, 2024$750M4.895%2030 (6y)+123bp4.895%
Jan 22, 2024$1B5.631%2032 (8y)+155bp5.631%

From the pricing term sheets Fifth Third Bancorp filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Fifth Third Bancorp: free cash flow, trailing twelve months

Operating cash flow minus capital expenditure, $ billions, from SEC filings

$3.0BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: revenue, trailing twelve months

$ billions, from SEC filings

$0.61BData to Sep 2024
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Fifth Third Bancorp: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.5BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: debt issued and repaid by fiscal year

Long-term debt, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

1.7Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Fifth Third Bancorp: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.30Data 4 days ago
ImageDataPalanor calculation
Business

Fifth Third Bancorp: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.70Data 4 days ago
ImageDataPalanor calculation
Business

Fifth Third Bancorp: risk factors added per annual report

New Item 1A risk factors in each 10-K

4.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: banking centers

KPI Ledger, as reported in the company's results releases, count

1,429Data 23 days ago
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Fifth Third Bancorp: assets under management

KPI Ledger, as reported in the company's results releases, $ billions

125.0Data 23 days ago
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Fifth Third Bancorp: net interest margin (FTE)

KPI Ledger, as reported in the company's results releases, %

3.3Data 23 days ago
ImageDataKPI Ledger by Palanor · source: SEC EDGAR

Hiring and ownership

Business

Fifth Third Bancorp: H-1B filings certified

Labor Condition Applications by quarter received

28.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Fifth Third Bancorp: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$1.3MData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Fifth Third Bancorp: institutional holders

Managers reporting a position on Form 13F, by quarter

1,306Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

In the news

Headlines that name Fifth Third Bancorp, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.

30 days
3 headlines
33% positive · 0% negative
90 days
5 headlines
40% positive · 0% negative

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 20, 2026Lobbying
    Lobbying report (VENABLE LLP)third_quarter 2026 · $0.0 million
  2. Oct 20, 2026Lobbying
    Lobbying report (FIFTH THIRD BANCORP)third_quarter 2026 · $0.3 million
  3. Oct 20, 2026Lobbying
    Lobbying report (NORTH SOUTH GOVERNMENT STRATEGIES, FKA JDM PUBLIC STRATEGIES, LLC)third_quarter 2026 · $0.0 million
  4. Jul 20, 2026Lobbying
    Lobbying report (FIFTH THIRD BANCORP)second_quarter 2026 · $0.3 million
  5. Jul 20, 2026Lobbying
    Lobbying report (NORTH SOUTH GOVERNMENT STRATEGIES F/K/A JDM PUBLIC STRATEGIES, LLC)second_quarter 2026 · $0.0 million
  6. Jul 13, 2026Lobbying
    Lobbying report (VENABLE LLP)second_quarter 2026 · $0.0 million
  7. Jun 3, 20268-K
    Delisting notice or listing transferItem 3.01
  8. Apr 24, 20268-K
    Director or officer changeItem 5.02
  9. Apr 24, 20268-K
    Shareholder vote resultsItem 5.07
  10. Apr 20, 2026Lobbying
    Lobbying report (FIFTH THIRD BANCORP)first_quarter 2026 · $0.4 million
  11. Apr 20, 2026Lobbying
    Lobbying report (NORTH SOUTH GOVERNMENT STRATEGIES F/K/A JDM PUBLIC STRATEGIES, LLC)first_quarter 2026 · $0.0 million
  12. Mar 24, 2026Patent
    Patent granted: PAPER SUPPLY CONTROL DEVICEUS 12583238
  13. Feb 24, 20268-K
    Director or officer changeItem 5.02
  14. Feb 24, 202610-K
    Annual report (10-K)4 risk factors added, 7 removed
  15. Feb 17, 2026Patent
    Patent granted: SECURITY FRAMEWORK FOR ARTIFICIAL INTELLIGENCE SYSTEMSUS 12556388
  16. Feb 2, 20268-K
    Acquisition or sale completedItem 2.01
  17. Feb 2, 20268-K
    Director or officer changeItem 5.02
  18. Jan 6, 20268-K
    Shareholder vote resultsItem 5.07
  19. Dec 12, 20258-K
    Director or officer changeItem 5.02
  20. Oct 8, 20258-K
    Material agreement signedItem 1.01
  21. Sep 9, 20258-K
    Material impairmentItem 2.06
  22. Jul 21, 20258-K
    Material agreement signedItem 1.01
  23. Jun 25, 20258-K
    Director or officer changeItem 5.02
  24. May 13, 2025Patent
    Patent granted: RECORDING MEDIUM FOR NAIL STICKER AND METHOD FOR MANUFACTURING SAMEUS 12296611
  25. Apr 17, 20258-K
    Shareholder vote resultsItem 5.07
  26. Feb 24, 202510-K
    Annual report (10-K)1 risk factors added, 1 removed
  27. Jan 23, 20258-K
    Material agreement signedItem 1.01
  28. Oct 22, 20248-K
    Material agreement signedItem 1.01
  29. Jul 2, 2024Patent
    Patent granted: DYE-SUBLIMATION PRINTER AND REWINDING CORRECTION METHODUS 12023918
  30. Feb 27, 202410-K
    Annual report (10-K)3 risk factors added, 3 removed
  31. Feb 6, 2024Patent
    Patent granted: THERMAL TRANSFER RIBBON, AND STICKER PRINTING METHOD USING SAMEUS 11890883

Peers

Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
Commerce Bancshares CBSH—$1.2BJun 30, 2026
Citizens Financial Group CFG$1.8B—Jun 30, 2026
Frost Bank CFR$0.1B$0.5BJun 30, 2026
Columbia Banking System COLB———
East West Bancorp EWBC———
First Hawaiian, Inc. FHB$0.9B$0.3BJun 30, 2026
First Horizon Corporation FHN$3.5B$1.0BJun 30, 2026
FNB Corporation FNB—$0.6BJun 30, 2026

Identity

SEC CIK
35527
LEI
THRNG6BD57P9QWTQLG42
Wikidata
Q130624258
SAM UEI
CU3JA3E8V3N5
SAM UEI
S58BJCPHAW33

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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