Company Dossier · Financials
M&T Bank
- S&P 500
- Russell 1000
What M&T Bank is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.
Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →
The latest read
Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.
- Revenue over the four quarters to June 30, 2026: $1.70 billion, up 6.2% from a year earlier.SEC EDGAR filings (XBRL)
- Share buybacks in the fiscal year to December 31, 2025: $2.63 billion.SEC EDGAR filings (10-K)
- Long-term debt issued in the fiscal year to December 31, 2025: $3.53 billion.SEC EDGAR filings (10-K)
- Latest earnings call or results release (October 16, 2026): sentiment 0.55 on a −1 to +1 scale (mixed), confidence 0.65 of 1.Palanor Discourse
- Latest annual report (filed February 18, 2026): 0 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
- Insiders were net sellers in Q3 2026: $6.0 million on the open market.SEC Form 4
- 1,166 institutional managers reported a position at June 30, 2026 (+55 on the quarter before).SEC Form 13F
- H-1B filings certified in Q2 2026: 18 (37 a year earlier).U.S. Department of Labor (OFLC)
Company Posture
How Company Posture is measured →What M&T Bank is doing, on three axes, from its filings and its own words, as of 2026-10-22. A description, not a rating: Company Posture never says whether to buy.
Steady · Mixed
Expanding ↔ Retrenching
Steady
- Capital spending—
- Debt raised76th pct
- Buybacks vs capex—
- Hiring filings48th pct
- Deals and private raises48th pct
- Patent publications55th pct
Confident ↔ Hedging
Mixed
- Call sentiment60th pct
- Call confidence28th pct
- Guidance changes—
- Risk factors added72nd pct
- Insider open-market trades41st pct
- − Call confidence
- + Risk factors added
- + Call sentiment
Pressure
Components only: Not yet shown as a score: in the back-test it did not add to a naive reader's forecast of impairment, debt acceleration or bankruptcy filings (8-K 2.06, 2.04, 1.03) (not enough events (17 in half 1; needs 20)).
- Fails-to-deliver55th pct
- Stress filings49th pct
Credit
How these are built →M&T Bank's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.
Bonds priced, last 12 months
$1.0B
U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.
| Priced | Amount | Coupon | Matures | Spread | Yield |
|---|---|---|---|---|---|
| Apr 16, 2026 | $500M | 5.295% | 2036 (10y) | — | — |
| Apr 16, 2026 | $500M | 1.380% | — | +138bp | 5.295% |
| Jul 28, 2025 | $750M | 5.400% | 2035 (10y) | — | — |
| Jul 28, 2025 | $750M | 1.430% | — | +143bp | 5.400% |
| Jun 10, 2025 | $750M | 5.179% | 2031 (6y) | +110bp | 5.179% |
| Dec 10, 2024 | $1B | 5.385% | 2036 (11y) | +117bp | 5.385% |
| Dec 10, 2024 | $500M | 4.833% | 2029 (4y) | +72bp | 4.833% |
| Mar 11, 2024 | $850M | 6.082% | 2032 (8y) | +198bp | 6.082% |
| Nov 17, 2023 | $250M | 7.413% | 2029 (6y) | +240bp | 7.413% |
| Oct 26, 2023 | $750M | 7.413% | 2029 (6y) | +260bp | 7.413% |
From the pricing term sheets M&T Bank filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.
Charts
Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.
Cash flow
Capital returned and raised
What the company says
Hiring and ownership
Filings and records
The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.
- Oct 19, 2026LobbyingLobbying report (PORTERFIELD, FETTIG & SEARS, LLC)third_quarter 2026 · $0.0 million
- Oct 16, 2026LobbyingLobbying report (M&T BANK CORPORATION)third_quarter 2026 · $0.2 million
- Jun 16, 20268-KDirector or officer changeItem 5.02
- Apr 23, 20268-KShareholder vote resultsItem 5.07
- Feb 18, 202610-KAnnual report (10-K)0 risk factors added, 0 removed
- Apr 17, 20258-KShareholder vote resultsItem 5.07
- Feb 19, 202510-KAnnual report (10-K)2 risk factors added, 0 removed
- Feb 21, 202410-KAnnual report (10-K)0 risk factors added, 3 removed
Peers
Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.
| Company | Revenue | Free cash flow | Through |
|---|---|---|---|
| Huntington Bancshares HBAN | $1.7B | $2.2B | Mar 31, 2026 |
| Citizens Financial Group CFG | $1.8B | — | Jun 30, 2026 |
| KeyCorp KEY | $1.8B | $1.2B | Jun 30, 2026 |
| First Hawaiian, Inc. FHB | $0.9B | $0.3B | Jun 30, 2026 |
| First Horizon Corporation FHN | $3.5B | $1.0B | Jun 30, 2026 |
| Zions Bancorporation ZION | $0.5B | $1.7B | Jun 30, 2026 |
| Frost Bank CFR | $0.1B | $0.5B | Jun 30, 2026 |
| Commerce Bancshares CBSH | — | $1.2B | Jun 30, 2026 |