Company Dossier · Financials
Hanover Insurance
- Russell 1000
- MidCap 400
What Hanover Insurance is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.
Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →
The latest read
Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.
- Revenue over the four quarters to June 30, 2026: $6.76 billion, up 5.5% from a year earlier.SEC EDGAR filings (XBRL)
- Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $1.25 billion, up 49% from a year earlier.SEC EDGAR filings (XBRL)
- Capital expenditure over the four quarters to June 30, 2026: $0.01 billion, about level with a year earlier.SEC EDGAR filings (XBRL)
- Share buybacks in the fiscal year to December 31, 2025: $0.13 billion.SEC EDGAR filings (10-K)
- Long-term debt issued in the fiscal year to December 31, 2025: $0.50 billion.SEC EDGAR filings (10-K)
- Latest earnings call or results release (July 29, 2026): sentiment 0.70 on a −1 to +1 scale (confident, opportunity-framed), confidence 0.80 of 1.Palanor Discourse
- Latest annual report (filed February 20, 2026): 2 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
- Insiders were net sellers in Q3 2026: $2.4 million on the open market.SEC Form 4
- 547 institutional managers reported a position at June 30, 2026 (+40 on the quarter before).SEC Form 13F
- H-1B filings certified in Q2 2026: 1 (1 a year earlier).U.S. Department of Labor (OFLC)
Company Posture
How Company Posture is measured →Company Posture covers S&P 500 companies.
Credit
How these are built →Hanover Insurance's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.
Bonds priced, last 12 months
None
U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.
| Priced | Amount | Coupon | Matures | Spread | Yield |
|---|---|---|---|---|---|
| Aug 19, 2025 | $500M | 5.500% | 2035 (10y) | +120bp | 5.502% |
From the pricing term sheets Hanover Insurance filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.
Charts
Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.
Cash flow
Capital returned and raised
What the company says
Hiring and ownership
Filings and records
The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.
- Jul 15, 20268-KDirector or officer changeItem 5.02
- May 13, 20268-KDirector or officer changeItem 5.02
- May 13, 20268-KShareholder vote resultsItem 5.07
- Feb 20, 202610-KAnnual report (10-K)2 risk factors added, 0 removed
- May 14, 20258-KShareholder vote resultsItem 5.07
- Apr 3, 20258-KDirector or officer changeItem 5.02
- Feb 25, 20258-KDirector or officer changeItem 5.02
- Feb 24, 202510-KAnnual report (10-K)0 risk factors added, 1 removed
- Feb 22, 202410-KAnnual report (10-K)0 risk factors added, 0 removed
Peers
Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.
| Company | Revenue | Free cash flow | Through |
|---|---|---|---|
| First American Financial Corporation FAF | $8.0B | $0.8B | Jun 30, 2026 |
| Old Republic International ORI | $9.7B | — | Jun 30, 2026 |
| Cincinnati Financial CINF | $13.9B | $3.4B | Jun 30, 2026 |
| W. R. Berkley Corporation WRB | $14.9B | — | Jun 30, 2026 |
| Arch Capital Group ACGL | $19.2B | $6.1B | Jun 30, 2026 |
| Hartford (The) HIG | $1.5B | $5.8B | Jun 30, 2026 |
| Travelers Companies (The) TRV | $48.9B | — | Sep 30, 2026 |
| Chubb Limited CB | $60.8B | — | Mar 31, 2026 |