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Company Dossier · Information Technology

Toast, Inc.

TOSTNYSETransaction & Payment Processing ServicesWILMINGTON, US-DE, USLarge capWebsite ↗
  • Russell 1000
  • MidCap 400

What Toast, Inc. is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $6.80 billion, up 23% from a year earlier.SEC EDGAR filings (XBRL)
  • Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $0.58 billion, up 14% from a year earlier.SEC EDGAR filings (XBRL)
  • Capital expenditure over the four quarters to June 30, 2026: $0.06 billion, up 20% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $0.11 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (August 4, 2026): sentiment 0.80 on a −1 to +1 scale (confident, opportunity-framed), confidence 0.90 of 1.Palanor Discourse
  • Guidance in the last 90 days: 2 outlook figures raised, 0 lowered, 0 held.Guidance Ledger (8-K results releases)
  • Latest annual report (filed February 18, 2026): 0 risk factors added, 1 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $18.6 million on the open market.SEC Form 4
  • 768 institutional managers reported a position at June 30, 2026 (+8 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 18 (15 a year earlier).U.S. Department of Labor (OFLC)

Company Posture

How Company Posture is measured →

Company Posture covers S&P 500 companies.

Credit

How these are built →

No bond term sheets or tagged debt on file for Toast, Inc. yet.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Toast, Inc.: free cash flow, trailing twelve months

Operating cash flow minus capital expenditure, $ billions, from SEC filings

$0.58BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Toast, Inc.: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Toast, Inc.: revenue, trailing twelve months

$ billions, from SEC filings

$6.8BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Toast, Inc.: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.11BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Toast, Inc.: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Toast, Inc.: guidance raised minus lowered

Guidance Ledger statements by quarter

2.0Data 23 days ago
ImageDataGuidance Ledger by Palanor · source: SEC EDGAR
Business

Toast, Inc.: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.80Data to Aug 2026
ImageDataPalanor calculation
Business

Toast, Inc.: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.90Data to Aug 2026
ImageDataPalanor calculation
Business

Toast, Inc.: risk factors added per annual report

New Item 1A risk factors in each 10-K

0.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Toast, Inc.: gross Payment Volume (GPV)

KPI Ledger, as reported in the company's results releases, $ billions

60.7Data to Jun 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Toast, Inc.: total Locations

KPI Ledger, as reported in the company's results releases, count

180,000Data to Jun 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Toast, Inc.: net new Locations

KPI Ledger, as reported in the company's results releases, count

9,500Data to Jun 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR

Hiring and ownership

Business

Toast, Inc.: H-1B filings certified

Labor Condition Applications by quarter received

18.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Toast, Inc.: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$18.6MData 23 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Toast, Inc.: institutional holders

Managers reporting a position on Form 13F, by quarter

768.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 1, 20268-K
    Director or officer changeItem 5.02
  2. Jul 16, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)second_quarter 2026 · $0.1 million
  3. Jun 15, 20268-K
    Shareholder vote resultsItem 5.07
  4. Apr 15, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)first_quarter 2026 · $0.1 million
  5. Feb 18, 202610-K
    Annual report (10-K)0 risk factors added, 1 removed
  6. Jan 15, 20268-K
    Director or officer changeItem 5.02
  7. Jan 15, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)fourth_quarter 2025 · $0.1 million
  8. Jan 6, 2026Patent
    Patent granted: DEEP LEARNING SYSTEM FOR DYNAMIC PREDICTION OF ORDER PREPARATION TIMESUS 12518131
  9. Oct 27, 20258-K
    Director or officer changeItem 5.02
  10. Oct 16, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)third_quarter 2025 · $0.1 million
  11. Jul 18, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)second_quarter 2025 · $0.1 million
  12. Jun 17, 20258-K
    Shareholder vote resultsItem 5.07
  13. Jun 5, 20258-K
    Director or officer changeItem 5.02
  14. Apr 18, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)first_quarter 2025 · $0.0 million
  15. Apr 17, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)first_quarter 2025
  16. Feb 26, 202510-K
    Annual report (10-K)0 risk factors added, 3 removed
  17. Feb 14, 20258-K
    Director or officer changeItem 5.02
  18. Aug 20, 2024Patent
    Patent granted: POINT-OF-SALE TERMINAL FOR TRANSACTION HANDOFF AND COMPLETION EMPLOYING INDIRECT TOKENUS 12067547
  19. Jun 4, 2024Patent
    Patent granted: INTERCHANGE CODE PREDICTION SYSTEM FOR PROCESSING CREDIT CARD TRANSACTIONSUS 12002022
  20. May 14, 2024Patent
    Patent granted: OPTIMIZED INTERCHANGE CODE PREDICTION SYSTEM FOR PROCESSING CREDIT CARD TRANSACTIONSUS 11983731
  21. Feb 27, 202410-K
    Annual report (10-K)2 risk factors added, 14 removed
  22. Feb 27, 2024Patent
    Patent granted: POINT-OF-SALE TERMINAL FOR DYNAMIC MODE MANAGEMENT OF MULTIPLE CARD READERSUS 11915220

Peers

Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
Corpay CPAY$5.0B$1.6BJun 30, 2026
Global Payments GPN$10.2B$0.8BJun 30, 2026
Euronet Worldwide EEFT$4.4B$0.3BJun 30, 2026
Fidelity National Information Services FIS$12.2B$2.8BJun 30, 2026
Jack Henry & Associates JKHY$2.5B$0.7BJun 30, 2026
WEX Inc. WEX$1.9B$0.1BJun 30, 2026
Block, Inc. XYZ$25.0B$3.9BJun 30, 2026
PayPal PYPL$33.7B$5.5BMar 31, 2026

Identity

SEC CIK
1650164
LEI
549300TN1PZNLCD4I551
Wikidata
Q25025312

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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