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Company Dossier · Financials

Unum

UNMNYSELife & Health InsuranceWILMINGTON, US-DE, USLarge capWebsite ↗
  • Russell 1000
  • MidCap 400

What Unum is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $13.3 billion, up 3.4% from a year earlier.SEC EDGAR filings (XBRL)
  • Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $0.69 billion, down 52% from a year earlier.SEC EDGAR filings (XBRL)
  • Capital expenditure over the four quarters to June 30, 2026: $0.14 billion, up 7.7% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $1.01 billion.SEC EDGAR filings (10-K)
  • Long-term debt issued in the fiscal year to December 31, 2025: $0.30 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (July 29, 2026): sentiment 0.20 on a −1 to +1 scale (mixed), confidence 0.85 of 1.Palanor Discourse
  • Guidance in the last 90 days: 0 outlook figures raised, 0 lowered, 1 held.Guidance Ledger (8-K results releases)
  • Latest annual report (filed February 17, 2026): 0 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $1.0 million on the open market.SEC Form 4
  • 763 institutional managers reported a position at June 30, 2026 (+62 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 7 (11 a year earlier).U.S. Department of Labor (OFLC)

Company Posture

How Company Posture is measured →

Company Posture covers S&P 500 companies.

Credit

How these are built →

Unum's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.

Bonds priced, last 12 months

$0.3B

U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.

PricedAmountCouponMaturesSpreadYield
Nov 6, 2025$300M5.250%2035 (10y)+125bp5.337%
Jun 5, 2024$400M6.000%2054 (30y)+170bp6.154%

From the pricing term sheets Unum filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Unum: free cash flow, trailing twelve months

Operating cash flow minus capital expenditure, $ billions, from SEC filings

$0.7BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: revenue, trailing twelve months

$ billions, from SEC filings

$13.4BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Unum: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$1.0BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: debt issued and repaid by fiscal year

Long-term debt, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

5.3Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Unum: guidance raised minus lowered

Guidance Ledger statements by quarter

−1.0Data to Jun 2025
ImageDataGuidance Ledger by Palanor · source: SEC EDGAR
Business

Unum: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.20Data to Jul 2026
ImageDataPalanor calculation
Business

Unum: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.85Data to Jul 2026
ImageDataPalanor calculation
Business

Unum: risk factors added per annual report

New Item 1A risk factors in each 10-K

0.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Hiring and ownership

Business

Unum: H-1B filings certified

Labor Condition Applications by quarter received

7.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Unum: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$1.0MData 23 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Unum: institutional holders

Managers reporting a position on Form 13F, by quarter

763.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 13, 2026Lobbying
    Lobbying report (KOUNTOUPES DENHAM CARR & REID, LLC)third_quarter 2026 · $0.0 million
  2. Oct 9, 2026Lobbying
    Lobbying report (UNUM GROUP)third_quarter 2026 · $0.2 million
  3. Jul 15, 2026Lobbying
    Lobbying report (KOUNTOUPES DENHAM CARR & REID, LLC)second_quarter 2026 · $0.0 million
  4. Jul 8, 2026Lobbying
    Lobbying report (UNUM GROUP)second_quarter 2026 · $0.2 million
  5. Jul 6, 20268-K
    Material agreement signedItem 1.01
  6. May 22, 20268-K
    Shareholder vote resultsItem 5.07
  7. Apr 15, 2026Lobbying
    Lobbying report (UNUM GROUP)first_quarter 2026 · $0.2 million
  8. Apr 9, 2026Lobbying
    Lobbying report (KOUNTOUPES DENHAM CARR & REID, LLC)first_quarter 2026 · $0.0 million
  9. Feb 17, 202610-K
    Annual report (10-K)0 risk factors added, 0 removed
  10. Jan 19, 2026Lobbying
    Lobbying report (KOUNTOUPES DENHAM CARR & REID, LLC)fourth_quarter 2025 · $0.0 million
  11. Jan 9, 2026Lobbying
    Lobbying report (UNUM GROUP)fourth_quarter 2025 · $0.1 million
  12. Sep 16, 2025Patent
    Patent granted: AI HALLUCINATION AND JAILBREAKING PREVENTION FRAMEWORKUS 12417359
  13. Jul 2, 20258-K
    Material agreement signedItem 1.01
  14. May 23, 20258-K
    Shareholder vote resultsItem 5.07
  15. Feb 27, 20258-K
    Material agreement signedItem 1.01
  16. Feb 27, 202510-K
    Annual report (10-K)1 risk factors added, 1 removed
  17. Feb 20, 202410-K
    Annual report (10-K)0 risk factors added, 0 removed

Peers

Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
Principal Financial Group PFG$15.5B—Mar 31, 2026
Aflac AFL$18.1B—Jun 30, 2026
Brighthouse Financial BHF$6.7B—Jun 30, 2026
Globe Life GL$6.2B$1.2BJun 30, 2026
Primerica PRI$3.4B—Jun 30, 2026
Prudential Financial PRU$64.8B—Jun 30, 2026
MetLife MET$2.7B—Jun 30, 2026
Intercontinental Exchange ICE$13.4B$5.1BJun 30, 2026

Identity

SEC CIK
5513
LEI
549300E32YFDO6TZ8R31
Wikidata
Q143435

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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