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Company Dossier · Information Technology

Western Union

WUNYSEData Processing & Outsourced ServicesWILMINGTON, US-DE, USSmall capWebsite ↗
  • Russell 1000

What Western Union is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 23, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $3.88 billion, down 1.3% from a year earlier.SEC EDGAR filings (XBRL)
  • Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $0.57 billion, up 24% from a year earlier.SEC EDGAR filings (XBRL)
  • Capital expenditure over the four quarters to June 30, 2026: $0.04 billion, up 33% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $0.23 billion.SEC EDGAR filings (10-K)
  • Long-term debt issued in the fiscal year to December 31, 2024: $0.80 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (July 30, 2026): sentiment -0.40 on a −1 to +1 scale (negative), confidence 0.60 of 1.Palanor Discourse
  • Guidance in the last 90 days: 0 outlook figures raised, 3 lowered, 2 held.Guidance Ledger (8-K results releases)
  • Latest annual report (filed February 20, 2026): 2 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q2 2026: $0.2 million on the open market.SEC Form 4
  • 482 institutional managers reported a position at June 30, 2026 (−30 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 24 (19 a year earlier).U.S. Department of Labor (OFLC)

Latest WARN notice: Nov 13, 2019 →

Company Posture covers S&P 500 companies.

Western Union's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.

Bonds priced, last 12 months

$0.6B

U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.

PricedAmountCouponMaturesSpreadYield
Apr 30, 2026$165M4.750%2029 (3y)+125bp5.164%
Feb 26, 2026$450M4.750%2029 (3y)+130bp4.763%

From the pricing term sheets Western Union filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.

0 actions in the last 12 months · 0 workers in WARN notices · latest Nov 13, 2019

  1. Nov 13, 2019WARN notice · CA
    San Francisco, CA12 workers · Layoff · effective Jan 15, 2020
  2. Aug 6, 2019WARN notice · CA
    San Francisco, CA169 workers · Layoff · effective Oct 15, 2019
  3. May 27, 2010SEC filing
  4. Mar 20, 2008SEC filing

WARN notices cover layoffs above the federal size thresholds in the states Palanor reads; they are not every layoff. A WARN notice filed near an 8-K Item 2.05 of Western Union is linked to it and counted once. Methodology and coverage

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Western Union: free cash flow, trailing twelve months

Operating cash flow minus capital expenditure, $ billions, from SEC filings

$0.6BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: revenue, trailing twelve months

$ billions, from SEC filings

$3.9BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Western Union: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.23BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: debt issued and repaid by fiscal year

Long-term debt, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

4.3Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Western Union: guidance raised minus lowered

Guidance Ledger statements by quarter

−3.0Data 23 days ago
ImageDataGuidance Ledger by Palanor · source: SEC EDGAR
Business

Western Union: earnings call sentiment

Palanor Discourse score per call, −1 to +1

−0.40Data to Jul 2026
ImageDataPalanor calculation
Business

Western Union: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.60Data to Jul 2026
ImageDataPalanor calculation
Business

Western Union: risk factors added per annual report

New Item 1A risk factors in each 10-K

2.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Hiring and ownership

Business

Western Union: H-1B filings certified

Labor Condition Applications by quarter received

24.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Western Union: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$0.2MData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Western Union: institutional holders

Managers reporting a position on Form 13F, by quarter

482.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

In the news

Headlines that name Western Union, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.

30 days
1 headlines
100% positive · 0% negative
90 days
1 headlines
100% positive · 0% negative

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 20, 2026Lobbying
    Lobbying report (RADIUS ADVOCACY, LLC)third_quarter 2026 · $0.0 million
  2. Oct 17, 2026Lobbying
    Lobbying report (PENN AVENUE PARTNERS)third_quarter 2026 · $0.0 million
  3. Oct 16, 2026Lobbying
  4. Aug 12, 2026Lobbying
  5. Jul 23, 20268-K
  6. Jul 21, 2026Patent
  7. Jul 20, 2026Lobbying
    Lobbying report (WESTERN UNION)second_quarter 2026 · $0.2 million
  8. Jul 20, 2026Lobbying
    Lobbying report (ERIS GROUP)second_quarter 2026 · $0.0 million
  9. Jul 19, 2026Lobbying
    Lobbying report (RADIUS ADVOCACY, LLC)second_quarter 2026 · $0.0 million
  10. Jul 15, 2026Lobbying
  11. May 19, 2026Patent
  12. May 18, 20268-K
  13. Mar 16, 20268-K
  14. Feb 20, 202610-K
    Annual report (10-K)2 risk factors added, 0 removed
  15. Feb 6, 2026Trademark
  16. Jan 9, 20268-K
  17. Dec 23, 2025Patent
  18. Nov 25, 2025Patent
  19. Oct 29, 2025Trademark
  20. Oct 9, 2025Trademark
  21. Aug 14, 20258-K
  22. Jul 28, 20258-K
  23. Jun 30, 20258-K
  24. May 22, 20258-K
  25. May 16, 20258-K
  26. Apr 8, 2025Patent
  27. Feb 20, 202510-K
    Annual report (10-K)1 risk factors added, 0 removed
  28. Jan 10, 20258-K
  29. Dec 4, 20248-K
  30. Feb 22, 202410-K
    Annual report (10-K)0 risk factors added, 1 removed

Peers

Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
Genpact G$5.3B$0.6BJun 30, 2026
EXL Service EXLS$2.2B$0.3BMar 31, 2026
Broadridge Financial Solutions BR$7.5B$1.3BJun 30, 2026
Datadog Inc. DDOG$4.0B$1.2BJun 30, 2026
Trimble Inc. TRMB$3.8B$0.8BJul 3, 2026
Skyworks Solutions SWKS$4.0B$0.4BJul 3, 2026
Qorvo QRVO$3.7B$0.7BMar 28, 2026
Everpure P$4.3B$0.1BAug 2, 2026

Identity

SEC CIK
1365135
Wikidata
Q861042

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 23, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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