BNY Mellon · Earnings release · 8-K Exhibit 99

EX-99.23ex992_financialsupplementx.htmFINANCIAL SUPPLEMENT Document

The Bank of New York Mellon Corporation

Financial Supplement

Table of Contents

Consolidated Results

Page

Consolidated Financial Highlights

3

Condensed Consolidated Income Statement

4

Condensed Consolidated Balance Sheet

5

Fee and Other Revenue

6

Average Balances and Interest Rates

7

Capital and Liquidity

8

Business Segment Results

Securities Services Business Segment

9

Market and Wealth Services Business Segment

Investment and Wealth Management Business Segment

AUM by Product Type, Changes in AUM and Wealth Management Client Assets

Other Segment

Other

Securities Portfolio

Allowance for Credit Losses and Nonperforming Assets

Supplemental Information

Explanation of GAAP and Non-GAAP Financial Measures

THE BANK OF NEW YORK MELLON CORPORATION

CONSOLIDATED FINANCIAL HIGHLIGHTS

(dollars in millions, except per common share amounts, or unless otherwise noted)

Selected income statement data

Fee and other revenue

$

$

$

$

$

5

%

%

Net interest income

2

Total revenue

4

Provision for credit losses

(7)

(7)

N/M

N/M

Noninterest expense

1

5

Income before income taxes

9

Provision for income taxes

3

Net income

$

$

$

$

$

%

%

Net income applicable to common shareholders of The Bank of New York Mellon Corporation

$

$

$

$

$

9

%

%

Diluted earnings per common share

$

$

$

$

$

%

%

Average common shares and equivalents outstanding – diluted (in thousands)

(1)

%

(4)

%

Financial ratios (Quarterly returns are annualized)

Pre-tax operating margin

%

%

%

%

%

Return on common equity

%

%

%

%

%

Return on tangible common equity – Non-GAAP (a)

%

%

%

%

%

Non-U.S. revenue as a percentage of total revenue

%

%

%

%

%

Period end

Assets under custody and/or administration (“AUC/A”) (in trillions) (b)(c)

$

$

$

$

$

—

%

%

Assets under management (“AUM”) (in trillions) (b)

$

$

$

$

$

(2)

%

6

%

Full-time employees

(2)

%

(7)

%

Book value per common share

$

$

$

$

$

Tangible book value per common share – Non-GAAP (a)

$

$

$

$

$

Cash dividends per common share

$

$

$

$

$

Common dividend payout ratio

%

%

%

%

%

Closing stock price per common share

$

$

$

$

$

Market capitalization

$

$

$

$

$

Common shares outstanding (in thousands)

Capital ratios at period end (d)

Common Equity Tier 1 (“CET1”) ratio

%

%

%

%

%

Tier 1 capital ratio

%

%

%

%

%

Total capital ratio

%

%

%

%

%

Tier 1 leverage ratio

%

%

%

%

%

Supplementary leverage ratio (“SLR”)

%

%

%

%

%

(a) Non-GAAP information, for all periods presented, excludes goodwill and intangible assets, net of deferred tax liabilities. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 18 for the reconciliation of Non-GAAP measures.

(b) March 31, 2026 information is preliminary.

(c) Includes the AUC/A of CIBC Mellon Trust Company (“CIBC Mellon”), a joint venture with the Canadian Imperial Bank of Commerce, of $2.1 trillion at March 31, 2026, $2.2 trillion at Dec. 31, 2025, $2.1 trillion at Sept. 30, 2025, $2.0 trillion at June 30, 2025 and $1.9 trillion at March 31, 2025.

(d) Regulatory capital ratios for March 31, 2026 are preliminary. For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under the U.S. capital rules are the lower of the ratios as calculated under the Standardized and Advanced Approaches, which for the periods presented, was the Standardized Approach.

N/M – Not meaningful.

3

THE BANK OF NEW YORK MELLON CORPORATION

CONDENSED CONSOLIDATED INCOME STATEMENT

(dollars in millions, except per share amounts; common shares in thousands)

Revenue

Investment services fees

$

$

$

$

$

1

%

%

Investment management and performance fees

(3)

6

Foreign exchange revenue

Financing-related fees

3

Distribution and servicing fees

3

—

Total fee revenue

2

Investment and other revenue

N/M

N/M

Total fee and other revenue

5

Net interest income

2

Total revenue

4

Provision for credit losses

(7)

(7)

N/M

N/M

Noninterest expense

Staff

4

3

Software and equipment

(2)

8

Professional, legal and other purchased services

6

Sub-custodian and clearing

9

Net occupancy

Distribution and servicing

—

Business development

4

Bank assessment charges

6

N/M

N/M

Amortization of intangible assets

9

Other

(1)

Total noninterest expense

1

5

Income before income taxes

9

Provision for income taxes

3

Net income

Net (income) loss attributable to noncontrolling interests

2

(8)

(2)

N/M

N/M

Preferred stock dividends

N/M

N/M

Net income applicable to common shareholders of The Bank of New York Mellon Corporation

$

$

$

$

$

9

%

%

Average common shares and equivalents outstanding: Basic

(1)

%

(4)

%

Diluted

(1)

%

(4)

%

Earnings per common share: Basic

$

$

$

$

$

%

%

Diluted

$

$

$

$

$

%

%

N/M – Not meaningful.

4

THE BANK OF NEW YORK MELLON CORPORATION

CONDENSED CONSOLIDATED BALANCE SHEET

(dollars in millions)

Assets

Cash and due from banks

$

$

$

$

$

Interest-bearing deposits with the Federal Reserve and other central banks

Interest-bearing deposits with banks

Federal funds sold and securities purchased under resale agreements

Securities

Trading assets

Loans

Allowance for loan losses

Net loans

Premises and equipment

Accrued interest receivable

Goodwill

Intangible assets

Other assets

Total assets

$

$

$

$

$

Liabilities

Deposits

$

$

$

$

$

Federal funds purchased and securities sold under repurchase agreements

Trading liabilities

Payables to customers and broker-dealers

Commercial paper

Other borrowed funds

Accrued taxes and other expenses

Other liabilities

Long-term debt

Total liabilities

Temporary equity

Redeemable noncontrolling interests

Permanent equity

Preferred stock

Common stock

Additional paid-in capital

Retained earnings

Accumulated other comprehensive loss, net of tax

Less: Treasury stock, at cost

Total The Bank of New York Mellon Corporation shareholders’ equity

Nonredeemable noncontrolling interests of consolidated investment management funds

Total permanent equity

Total liabilities, temporary equity and permanent equity

$

$

$

$

$

(a) The spot balance sheet on March 31, 2026, was temporarily elevated reflecting a single-day increase in deposits, interest-bearing deposits with the Federal Reserve and other central banks and overnight loans as a result of delayed processing of certain payments.

5

THE BANK OF NEW YORK MELLON CORPORATION

FEE AND OTHER REVENUE

(dollars in millions)

Investment services fees

$

$

$

$

$

1

%

%

Investment management and performance fees:

Investment management fees (a)

(1)

7

Performance fees

1

6

5

N/M

N/M

Total investment management and performance fees (b)

(3)

6

Foreign exchange revenue

Financing-related fees

3

Distribution and servicing fees

3

—

Total fee revenue

2

Investment and other revenue:

Income (loss) from consolidated investment management funds

(6)

6

N/M

N/M

Seed capital gains (losses) (c)

(3)

4

8

8

(6)

N/M

N/M

Other trading revenue

N/M

N/M

Renewable energy investment gains

6

N/M

N/M

Corporate/bank-owned life insurance

N/M

N/M

Other investments gains (losses) (d)

7

N/M

N/M

Disposal gains (losses)

—

—

—

N/M

N/M

Expense reimbursements from joint venture

N/M

N/M

Other income

4

2

7

N/M

N/M

Net securities gains (losses)

—

N/M

N/M

Total investment and other revenue

N/M

N/M

Total fee and other revenue

$

$

$

$

$

5

%

%

(a) Excludes seed capital gains (losses) related to consolidated investment management funds.

(b) On a constant currency basis, investment management and performance fees increased 4% (Non-GAAP) compared with 1Q25. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 18 for the reconciliation of this Non-GAAP measure.

(c) Includes gains (losses) on investments in BNY funds which hedge deferred incentive awards.

(d) Includes strategic equity, private equity and other investments.

N/M – Not meaningful.

6

THE BANK OF NEW YORK MELLON CORPORATION

AVERAGE BALANCES AND INTEREST RATES

Average balance

Average rate

Average balance

Average rate

Average balance

Average rate

Average balance

Average rate

Average balance

Average rate

(dollars in millions; average rates are annualized)

Assets

Interest-earning assets:

Interest-bearing deposits with the Federal Reserve and other central banks

$

%

$

%

$

%

$

%

$

%

Interest-bearing deposits with banks

Federal funds sold and securities purchased under resale agreements

(a)

(a)

(a)

(a)

(a)

Loans

Securities:

U.S. government obligations

U.S. government agency obligations

Other securities

Total investment securities

Trading securities (b)

Total securities (b)

Total interest-earning assets (b)

$

%

$

%

$

%

$

%

$

%

Noninterest-earning assets

Total assets

$

$

$

$

$

Liabilities and equity

Interest-bearing liabilities:

Interest-bearing deposits

$

%

$

%

$

%

$

%

$

%

Federal funds purchased and securities sold under repurchase agreements

(a)

(a)

(a)

(a)

(a)

Trading liabilities

Other borrowed funds

Commercial paper

Payables to customers and broker-dealers

Long-term debt

Total interest-bearing liabilities

$

%

$

%

$

%

$

%

$

%

Total noninterest-bearing deposits

Other noninterest-bearing liabilities

Total The Bank of New York Mellon Corporation shareholders’ equity

Noncontrolling interests

Total liabilities and equity

$

$

$

$

$

Net interest margin

%

%

%

%

%

Net interest margin (FTE) – Non-GAAP (c)

%

%

%

%

%

(a) Includes the average impact of offsetting under enforceable netting agreements of approximately $233 billion for 1Q26, $242 billion for 4Q25, $241 billion for 3Q25, $247 billion for 2Q25 and $224 billion for 1Q25. On a Non-GAAP basis, excluding the impact of offsetting, the yield on federal funds sold and securities purchased under resale agreements would have been 3.78% for 1Q26, 4.11% for 4Q25, 4.45% for 3Q25, 4.45% for 2Q25 and 4.46% for 1Q25. On a Non-GAAP basis, excluding the impact of offsetting, the rate on federal funds purchased and securities sold under repurchase agreements would have been 3.70% for 1Q26, 4.02% for 4Q25, 4.36% for 3Q25, 4.36% for 2Q25 and 4.37% for 1Q25. We believe providing the rates excluding the impact of netting is useful to investors as it is more reflective of the actual rates earned and paid.

(b) Average rates were calculated on an FTE basis, at tax rates of approximately 21%.

(c) See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 18 for the reconciliation of this Non-GAAP measure.

7

THE BANK OF NEW YORK MELLON CORPORATION

CAPITAL AND LIQUIDITY

(dollars in millions)

Consolidated regulatory capital ratios: (a)

Standardized Approach:

CET1 capital

$

$

$

$

$

Tier 1 capital

Total capital

Risk-weighted assets

CET1 ratio

%

%

%

%

%

Tier 1 capital ratio

Total capital ratio

Advanced Approaches:

CET1 capital

$

$

$

$

$

Tier 1 capital

Total capital

Risk-weighted assets

CET1 ratio

%

%

%

%

%

Tier 1 capital ratio

Total capital ratio

Tier 1 leverage ratio: (a)

Average assets for Tier 1 leverage ratio

$

$

$

$

$

Tier 1 leverage ratio

%

%

%

%

%

SLR: (a)

Leverage exposure

$

$

$

$

$

SLR

%

%

%

%

%

Average liquidity coverage ratio (a)

%

%

%

%

%

Average net stable funding ratio (a)

%

%

%

%

%

(a) Regulatory capital and liquidity ratios for March 31, 2026 are preliminary. For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under the U.S. capital rules are the lower of the ratios as calculated under the Standardized and Advanced Approaches, which for the periods presented, was the Standardized Approach.

8

THE BANK OF NEW YORK MELLON CORPORATION

SECURITIES SERVICES BUSINESS SEGMENT

(dollars in millions)

Revenue:

Investment services fees:

Asset Servicing (a)

$

$

$

$

$

2

%

%

Issuer Services

4

Total investment services fees

(2)

Foreign exchange revenue

Other fees (b)

9

Total fee revenue

2

Investment and other revenue

N/M

N/M

Total fee and other revenue

Net interest income

3

Total revenue

8

Provision for credit losses

(3)

8

N/M

N/M

Total noninterest expense (a)

—

5

Income before income taxes (a)

$

$

$

$

$

%

%

Total revenue by line of business:

Asset Servicing (a)

$

$

$

$

$

%

%

Issuer Services

(8)

(1)

Total revenue by line of business

$

$

$

$

$

8

%

%

Financial ratios:

Pre-tax operating margin (a)

%

%

%

%

%

Memo: Securities lending revenue (c)

$

$

$

$

$

4

%

%

(a) In 1Q26, we realigned clients in Managed Accounts Solutions from the Asset Servicing line of business to the Wealth Solutions (formerly Pershing) line of business in the Market and Wealth Services business segment. Prior period amounts were revised for comparability.

(b) Other fees primarily include financing-related fees.

(c) Included in investment services fees reported in the Asset Servicing line of business.

N/M – Not meaningful.

9

THE BANK OF NEW YORK MELLON CORPORATION

SECURITIES SERVICES BUSINESS SEGMENT

(dollars in millions, unless otherwise noted)

Selected balance sheet data:

Average loans

$

$

$

$

$

7

%

8

%

Average assets (a)(b)

$

$

$

$

$

3

%

%

Average deposits (b)

$

$

$

$

$

3

%

%

Selected metrics:

AUC/A at period end (in trillions) (b)(c)(d)

$

$

$

$

$

—

%

%

Market value of securities on loan at period end (in billions) (e)

$

$

$

$

$

4

%

%

Issuer Services

Total debt serviced at period end (in trillions)

$

$

$

$

$

1

%

8

%

Number of Depositary Receipts programs at period end