BNY Mellon · Earnings release · 8-K Exhibit 99

EX-99.23ex992_financialsupplementx.htmFINANCIAL SUPPLEMENT Document

The Bank of New York Mellon Corporation

Financial Supplement

Table of Contents

Consolidated Results

Page

Consolidated Financial Highlights

3

Condensed Consolidated Income Statement

4

Earnings Per Share and Related Information

5

Condensed Consolidated Balance Sheet

6

Fee and Other Revenue

7

Average Balances and Interest Rates

8

Capital and Liquidity

9

Business Segment Results

Securities Services Business Segment

Market and Wealth Services Business Segment

Investment and Wealth Management Business Segment

AUM by Product Type, Changes in AUM and Wealth Management Client Assets

Other Segment

Other

Investment Securities Portfolio

Allowance for Credit Losses and Nonperforming Assets

Supplemental Information

Explanation of GAAP and Non-GAAP Financial Measures

THE BANK OF NEW YORK MELLON CORPORATION

CONSOLIDATED FINANCIAL HIGHLIGHTS

(dollars in millions, except per common share amounts, or unless otherwise noted)

Selected income statement data

Fee and other revenue

$

$

$

$

$

5

%

%

$

$

%

Net interest income

6

Total revenue

5

Provision for credit losses

(8)

(7)

(7)

N/M

N/M

1

N/M

Noninterest expense

1

7

6

Income before income taxes

Provision for income taxes

Net income

$

$

$

$

$

%

%

$

$

%

Net income applicable to common shareholders of The Bank of New York Mellon Corporation

$

$

$

$

$

9

%

%

$

$

%

Diluted earnings per common share

$

$

$

$

$

9

%

%

$

$

%

Average common shares and equivalents outstanding – diluted (in thousands)

(1)

%

(4)

%

(4)

%

Financial ratios (Returns are annualized)

Pre-tax operating margin

%

%

%

%

%

%

%

Return on common equity

%

%

%

%

%

%

%

Return on tangible common equity – Non-GAAP (a)

%

%

%

%

%

%

%

Non-U.S. revenue as a percentage of total revenue

%

%

%

%

%

%

%

Period end

Assets under custody and/or administration (“AUC/A”) (in trillions) (b)(c)

$

$

$

$

$

5

%

%

Assets under management (“AUM”) (in trillions) (b)

$

$

$

$

$

5

%

6

%

T1Full-time employees

(1)

%

(7)

%

Book value per common share

$

$

$

$

$

Tangible book value per common share – Non-GAAP (a)

$

$

$

$

$

Cash dividends per common share

$

$

$

$

$

Common dividend payout ratio

%

%

%

%

%

Closing stock price per common share

$

$

$

$

$

Market capitalization

$

$

$

$

$

Common shares outstanding (in thousands)

Capital ratios at period end (d)

Common Equity Tier 1 (“CET1”) ratio

%

%

%

%

%

Tier 1 capital ratio

%

%

%

%

%

Total capital ratio

%

%

%

%

%

Tier 1 leverage ratio

%

%

%

%

%

Supplementary leverage ratio (“SLR”)

%

%

%

%

%

(a) Non-GAAP information, for all periods presented, excludes goodwill and intangible assets, net of deferred tax liabilities. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 19 for the reconciliation of Non-GAAP measures.

(b) June 30, 2026 information is preliminary.

(c) Includes the AUC/A of CIBC Mellon Trust Company (“CIBC Mellon”), a joint venture with the Canadian Imperial Bank of Commerce, of $2.2 trillion at June 30, 2026, $2.1 trillion at March 31, 2026, $2.2 trillion at Dec. 31, 2025, $2.1 trillion at Sept. 30, 2025 and $2.0 trillion at June 30, 2025.

(d) Regulatory capital ratios for June 30, 2026 are preliminary. For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under the U.S. capital rules are the lower of the ratios as calculated under the Standardized and Advanced Approaches, which for the periods presented, was the Standardized Approach.

N/M – Not meaningful.

3

THE BANK OF NEW YORK MELLON CORPORATION

CONDENSED CONSOLIDATED INCOME STATEMENT

(dollars in millions)

Revenue

Investment services fees

$

$

$

$

$

%

%

$

$

%

Investment management and performance fees

1

5

6

Foreign exchange revenue

(1)

8

Financing-related fees

3

Distribution and servicing fees

3

6

3

Total fee revenue

7

Investment and other revenue

N/M

N/M

N/M

Total fee and other revenue

5

Net interest income

6

Total revenue

5

Provision for credit losses

(8)

(7)

(7)

N/M

N/M

1

N/M

Noninterest expense

Staff

(5)

1

2

Software and equipment

2

8

8

Professional, legal and other purchased services

Sub-custodian and clearing

7

8

Net occupancy

8

(1)

Distribution and servicing

4

Business development

Bank assessment charges

6

N/M

N/M

N/M

Amortization of intangible assets

9

(9)

Other

Total noninterest expense

1

7

6

Income before income taxes

Provision for income taxes

Net income

Net (income) loss attributable to noncontrolling interests

2

(8)

N/M

N/M

N/M

Preferred stock dividends

N/M

N/M

N/M

Net income applicable to common shareholders of The Bank of New York Mellon Corporation

$

$

$

$

$

9

%

%

$

$

%

N/M – Not meaningful.

4

THE BANK OF NEW YORK MELLON CORPORATION

EARNINGS PER SHARE AND RELATED INFORMATION

(dollars in millions, except common share amounts, or unless otherwise noted)

Basic earnings per share

Net income applicable to common shareholders of The Bank of New York Mellon Corporation

$

$

$

$

$

9

%

%

$

$

%

Average basic common shares outstanding

(1)

%

(4)

%

(4)

%

Basic earnings per share

$

$

$

$

$

9

%

%

$

$

%

Diluted earnings per share

Net income applicable to common shareholders of The Bank of New York Mellon Corporation

$

$

$

$

$

9

%

%

$

$

%

Average basic common shares outstanding

(1)

%

(4)

%

(4)

%

Add: Dilutive impact of unvested performance share units and restricted stock units

%

%

%

Average diluted common shares and equivalents outstanding

(1)

%

(4)

%

(4)

%

Diluted earnings per share

$

$

$

$

$

9

%

%

$

$

%

Common dividends

Cash dividends per common share

$

$

$

$

$

—

%

%

$

$

%

Total common stock dividends (a)

$

$

$

$

$

(1)

%

7

%

$

$

8

%

Common dividend payout ratio (b)

%

%

%

%

%

%

%

Common share repurchases (c)

Total common shares repurchased (in thousands)

(3)

%

%

%

Average price paid per share of common stock

$

$

$

$

$

%

%

$

$

%

Total common share repurchases (in millions)

$

$

$

$

$

%

%

%

Total capital returned to common shareholders (in millions)

$

$

$

$

$

8

%

%

$

$

%

Total payout ratio (b)

%

%

%

%

%

%

%

Employee issuance

Shares issued related to employee stock-based compensation awards and employee benefit plans (in thousands)

N/M

N/M

(1)

%

(a) Includes dividend equivalents on share-based awards.

(b) The common dividend payout ratio is based on total common stock dividends. The total payout ratio is based on the total capital returned to common shareholders, which includes total common stock dividends and common shares repurchased.

(c) Includes shares repurchased in the open market and shares repurchased in connection with employee benefit plans. In April 2024, we announced a share repurchase authorization providing for the repurchase of $6.0 billion of common shares. T2In April 2026, we announced a new share repurchase authorization providing for the repurchase of $10.0 billion of common shares in addition to any remaining capacity under the existing April 2024 authorization.

N/M - Not meaningful.

5

THE BANK OF NEW YORK MELLON CORPORATION

CONDENSED CONSOLIDATED BALANCE SHEET

(dollars in millions)

Assets

Cash and due from banks

$

$

$

$

$

Interest-bearing deposits with the Federal Reserve and other central banks

Interest-bearing deposits with banks

Federal funds sold and securities purchased under resale agreements

Investment securities

Trading assets

Loans

Allowance for loan losses

Net loans

Premises and equipment

Accrued interest receivable

Goodwill

Intangible assets

Other assets

Total assets

$

$

$

$

$

Liabilities

Deposits

$

$

$

$

$

Federal funds purchased and securities sold under repurchase agreements

Trading liabilities

Payables to customers and broker-dealers

Commercial paper

Other borrowed funds

Accrued taxes and other expenses

Other liabilities

Long-term debt

Total liabilities

Temporary equity

Redeemable noncontrolling interests

Permanent equity

Preferred stock

Common stock

Additional paid-in capital

Retained earnings

Accumulated other comprehensive loss, net of tax

Less: Treasury stock, at cost

Total The Bank of New York Mellon Corporation shareholders’ equity

Nonredeemable noncontrolling interests of consolidated investment management funds

Total permanent equity

Total liabilities, temporary equity and permanent equity

$

$

$

$

$

(a) The spot balance sheet on March 31, 2026, was temporarily elevated reflecting a single-day increase in deposits, interest-bearing deposits with the Federal Reserve and other central banks and overnight loans as a result of delayed processing of certain payments.

6

THE BANK OF NEW YORK MELLON CORPORATION

FEE AND OTHER REVENUE

(dollars in millions)

Investment services fees

$

$

$

$

$

%

%

$

$

%

Investment management and performance fees:

Investment management fees (a)

1

6

6

Performance fees

3

1

6

N/M

N/M

4

N/M

Total investment management and performance fees (b)

1

5

6

Foreign exchange revenue

(1)

8

Financing-related fees

3

Distribution and servicing fees

3

6

3

Total fee revenue

7

Investment and other revenue:

Income (loss) from consolidated investment management funds

(6)

N/M

N/M

N/M

Seed capital gains (losses) (c)

(3)

4

8

8

N/M

N/M

9

2

N/M

Other trading revenue

N/M

N/M

N/M

Renewable energy investment gains

6

N/M

N/M

N/M

Corporate/bank-owned life insurance

N/M

N/M

N/M

Other investments gains (losses) (d)

7

N/M

N/M

N/M

Disposal gains (losses)

—

—

—

—

N/M

N/M

—

N/M

Expense reimbursements from joint venture

N/M

N/M

N/M

Other income

6

4

2

7

N/M

N/M

N/M

Net investment securities gains (losses)

N/M

N/M

N/M

Total investment and other revenue

N/M

N/M

N/M

Total fee and other revenue

$

$

$

$

$

5

%

%

$

$

%

(a) Excludes seed capital gains (losses) related to consolidated investment management funds.

(b) On a constant currency basis, investment management and performance fees increased 5% (Non-GAAP) compared with 2Q25. See “Explanation of GAAP and Non-GAAP Financial Measures” beginning on page 19 for the reconciliation of this Non-GAAP measure.

(c) Includes gains (losses) on investments in BNY funds which hedge deferred incentive awards.

(d) Includes strategic equity, private equity and other investments.

N/M – Not meaningful.

7

THE BANK OF NEW YORK MELLON CORPORATION

AVERAGE BALANCES AND INTEREST RATES

Average balance

Average rate

Average balance

Average rate

Average balance

Average rate

Average balance

Average rate

Average balance

Average rate

(dollars in millions; average rates are annualized)

Assets

Interest-earning assets:

Interest-bearing deposits with the Federal Reserve and other central banks

$

%

$

%

$

%

$

%

$

%

Interest-bearing deposits with banks

Federal funds sold and securities purchased under resale agreements

(a)

(a)

(a)

(a)

(a)

Investment securities:

U.S. government obligations

U.S. government agency obligations

Other securities

Total investment securities

Trading securities (b)

Loans

Total interest-earning assets (b)

$

%

$

%

$

%

$

%

$

%

Noninterest-earning assets

Total assets

$

$

$

$

$

Liabilities and equity

Interest-bearing liabilities:

Interest-bearing deposits

$

%

$

%

$

%

$

%

$

%

Federal funds purchased and securities sold under repurchase agreements

(a)

(a)

(a)

(a)

(a)

Trading liabilities

Payables to customers and broker-dealers

Commercial paper

Other borrowed funds

Long-term debt

Total interest-bearing liabilities

$

%

$

%

$

%

$

%

$

%

Total noninterest-bearing deposits

Other noninterest-bearing liabilities

Total The Bank of New York Mellon Corporation shareholders’ equity

Noncontrolling interests

Total liabilities and equity

$

$

$

$

$

Net interest margin

%

%

%

%

%

Net interest margin (FTE) – Non-GAAP (c)

%

%

%

%

%

(a) Includes the average impact of offsetting under enforceable netting agreements of approximately $234 billion for 2Q26, $233 billion for 1Q26, $242 billion for 4Q25, $241 billion for 3Q25 and $247 billion for 2Q25. On a Non-GAAP basis, excluding the impact of offsetting, the yield on federal funds sold and securities purchased under resale agreements would have been 3.74% for 2Q26, 3.78% for 1Q26, 4.11% for 4Q25, 4.45% for 3Q25 and 4.45% for 2Q25. On a Non-GAAP basis, excluding the impact of offsetting, the rate on federal funds purchased and securities sold under repurchase agreements would have been 3.66% for 2Q26, 3.70% for 1Q26, 4.02% for 4Q25, 4.36% for 3Q25 and 4.36% for 2Q25. We believe providing the rates excluding the impact of netting is useful to investors as it is more reflective of the actual rates earned and paid.