credit

Mortgage Balances 90+ Days Delinquent (NY Fed)

Latest

0.99%

Methodology

## What this measures

The share of outstanding mortgage balances that are 90 or more days delinquent.

## Why it matters

Mortgage delinquency stays low while owners have equity and fixed rates; a rise is a late but serious signal.

## How to read it

Quarterly, from the New York Fed Consumer Credit Panel / Equifax, back to 2003 (1999 for some pages). Lower is better.

## Source

Federal Reserve Bank of New York, Quarterly Report on Household Debt and Credit, data workbook (Page 12). Public.

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