credit
Credit Card Interest Rate (All Accounts)
Latest
21.19%
Methodology
## What this measures
The average interest rate charged on credit card plans at commercial banks, all accounts.
## Why it matters
It sets the cost of carrying a balance. Higher rates make the same balance harder to pay down.
## How to read it
Lower is better for households. Published with a lag of a few months.
## Source
Federal Reserve Board (G.19) via FRED (`TERMCBCCALLNS`). Public.
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