Skip to content
Palanor is in early release, with our founding customers.Become a founding customer →
The Real Rate Index45.30.00Palanor: Inflation Pulse50.7+0.09Palanor: Geopolitical Stress60.0-2.16Palanor: Liquidity57.9-0.79Palanor: Capital Tightness47.5+0.91Palanor: Industrial Pulse70.10.00Palanor: AI Margin Compression53.4+0.29Palanor: Consumer Confidence48.6+0.50Palanor: US Dollar Strength46.50.00Palanor: Labor Heat63.2-0.01Palanor: Recession Vocabulary28.1+0.54Palanor: Uncertainty Index53.4+1.24Palanor: US Jobs Health40.30.00Palanor: Energy Transition37.0-0.52Palanor: Reshoring Sentiment22.8+0.54Palanor: AI Substitution28.4-0.24The Social Fabric Index45.70.00Palanor: Geopolitical Anxiety19.4-0.45Palanor: Quit Pressure37.6+0.42The Mania Index88.00.00The Palanor Index57.1-0.51Cost Disease Spread33.20.00Palanor: US vs China49.5-0.17Rise of Socialism Index40.8-0.26The Bubble Memory79.90.00Palanor: Steward Confidence50.8+0.13The Long Watch90.30.00The Reshoring Index55.2+0.00The Capital Return Index81.0-0.75The Discourse Index72.4+1.83The Hesitation Index30.8-6.58Palanor AI Inference Cost Index71.2-0.03The AI Capex Race Index78.4+1.36The Boardroom Index82.5-0.00The Layoff Cycle Index32.8-2.51Capital Deployment Posture Index62.3+1.26The Consumer Health Index41.7-2.96Labor Hours Composite44.40.00The Dollar Erosion Index66.6+0.14Palanor: Risk Appetite36.2+0.83
PalanorPalanor
← All signals

macro

U.S. IRA Assets

Latest

18,175$ billions

Use this headless →

Methodology

## What this measures

The value of everything held in individual retirement accounts in the United States (traditional, Roth, SEP and SIMPLE IRAs), across banks, funds, brokerage accounts and insurers, at the end of each quarter.

## Why it matters

IRAs are the largest single pool of U.S. retirement money, swollen by rollovers out of 401(k) plans. Their value moves household spending power and the flows into funds and annuities.

## How to read it

Higher means more retirement wealth. It was $18,175 billion in the first quarter of 2026, down from $18,725 billion at the end of 2025. Read with the other retirement.us series; together they add to retirement.us.total_assets.

## What it does not say

Z.1 values are end-of-quarter levels in nominal dollars, not adjusted for inflation, and they move with stock and bond prices as much as with saving. The Fed revises past quarters with each release. IRA figures arrive a quarter later than the pension figures.

## Source

Board of Governors of the Federal Reserve System, Financial Accounts of the United States (Z.1), series FL893131573 (FRED series ASIRAL). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly.

Read this signal inside the lattice.

Palanor weighs every signal against the world your organization is watching. Methodology is public; integration is the platform.

See it in Palanor →

Cookies

We only use essential cookies to keep you signed in and remember your theme. No analytics, no tracking, no ads. See the Privacy Policy for the full read.