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Household Net Financial Wealth in Large EU Economies

Household financial assets minus liabilities as a share of gross disposable income, yearly, %

Germany: 262% in 2025the highest since 2021+152 pp since 1995

3 of 5 series are above their level a year earlier·2 of 5 are at a five-year low

YTD1y2y5y10y20yAll
ForecastOffContinuationForesight™
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High and lowMarks the highest and lowest readings in the window shown.
Current·Data to 2025

Plays the chart through its history. Pauses are where the data set a record or moved most.

Palanor Foresight™ comes with a free Palanor account. Create one · Continuation is open to everyone.

Eurostat sector accounts (nasa_10_ki). Excludes housing. Moves with share and bond prices as well as with saving.

Net financial wealth of households relative to income in four large EU economies and the EU since the mid-1990s. Dutch and Italian households hold the most relative to income in this group; German households’ ratio has more than doubled since 1995.

What this chart reads

Sources

Germany · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo DE: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

France · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo FR: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Italy · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo IT: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Netherlands · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo NL: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

European Union (27) · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo EU27_2020: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

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