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New and Amended Debt Agreements Reported to the SEC

Form 8-K filings reporting a material agreement together with a new direct financial obligation, 12-month totals

All SEC filers: 3,216 in Sep 2026the lowest since 2020−175 since Sep 2006

Plays the chart through its history. Pauses are where the data set a record or moved most.

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Original Form 8-K filings by every SEC registrant, counted by filing date; amendments are not counted and a filing made jointly by a parent and its subsidiaries counts once. Private companies do not file 8-Ks. Reporting a material agreement and a new direct financial obligation together is a structural proxy for a credit agreement, term loan, revolving facility, note purchase agreement or indenture; debt reported under one item alone is not counted.

How often companies sign or amend a debt agreement big enough to report. The count rises when credit is easy and refinancing is busy, and falls when lenders pull back.

What this chart reads

Sources

New Debt Agreement 8-Ks, Trailing 12 Months (SEC, All Filers). Source: U.S. Securities and Exchange Commission, EDGAR: the item codes each company lists on its Form 8-K (EDGAR submissions data, https://www.sec.gov/edgar/sec-api-documentation), counted by Palanor. SEC: "Information presented on sec.gov is considered public information and may be copied or further distributed by users of the web site without the SEC's permission."

New Debt Agreement 8-Ks, Trailing 12 Months (S&P 500). Source: U.S. Securities and Exchange Commission, EDGAR: the item codes each company lists on its Form 8-K (EDGAR submissions data, https://www.sec.gov/edgar/sec-api-documentation), counted by Palanor. SEC: "Information presented on sec.gov is considered public information and may be copied or further distributed by users of the web site without the SEC's permission."

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

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