Palanor · Charts
Charts that keep themselves current.
892 charts on the economy, debt, jobs, prices, markets, AI and more, each drawn from live public data with its source on it. Download any chart, embed it, or take a live link for your slides and spreadsheets.
Credit & debt
Credit Card Delinquency
U.S. credit card balances 90+ days past due, and the share of balances newly falling that far behind, %
Serious Delinquency by Loan Type
Share of U.S. balances 90+ days past due, by loan type, %
U.S. Household Debt by Type
Outstanding household debt by loan type, $ trillions
Commercial Real Estate Loan Delinquency by Bank Size
Delinquency rate on commercial real estate loans at U.S. banks, %
Credit Card Interest Rate
Average interest rate on U.S. credit card accounts, %
China, Japan and the U.K.: U.S. Treasury Holdings
U.S. Treasury securities held in each country, end of month, $ billions
Banks Tightening Lending Standards
Net share of U.S. banks tightening standards, by loan type, %
Household Debt Service Ratio
U.S. household debt payments as a share of disposable income, %
New Serious Delinquencies by Loan Type
Share of U.S. balances moving into 90+ days past due over the past year, %
Commercial Real Estate Loan Delinquency: Smaller Banks vs. the 100 Largest
Delinquency rate on commercial real estate loans, banks outside the 100 largest vs. the 100 largest.
Who Holds U.S. Treasury Debt
U.S. Treasury securities held by the largest foreign holders, latest month, $ billions
Business Bankruptcy Filings
Business bankruptcy filings in U.S. federal courts, per quarter
U.S. Banks’ Unrealized Losses on Securities
Unrealized gains (losses) on investment securities at all FDIC-insured institutions, quarterly, $ billions
Who Holds U.S. Treasury Debt, in One Chart
Foreign holdings of U.S. Treasury securities by country, latest month, $ billions
Financial Stress: Credit vs Funding
Credit and funding parts of the OFR Financial Stress Index; zero is average stress
Distance to Default by Sector
Median Merton distance to default by S&P 500 sector, latest, standard deviations
Government Debt: the IMF's Outlook
General government gross debt, % of GDP
Government Debt: G7 vs Emerging Economies
General government gross debt, % of GDP, IMF history and projection
Overnight Repo Rates
Average overnight rates in the three U.S. repo segments, %
Commercial Paper Credit Spread
30-day A2/P2 nonfinancial commercial paper rate minus the AA rate, basis points
S&P 500 Distance to Default: Typical Company vs Weakest Tenth
Merton distance to default of the median and the 10th-percentile non-financial S&P 500 company, standard deviations
S&P 500 Distance to Default
Median Merton distance to default across non-financial S&P 500 companies, standard deviations
Private Credit Spreads vs Corporate Bond Spreads
Cost-weighted BDC loan spread over the base rate, and the Fed's GZ corporate bond spread, quarterly, %
Credit Growth Against Economic Growth Since 2015
Private non-financial credit and nominal GDP, both in local currency, latest year, index 2015 = 100
U.S. Commercial Paper Outstanding by Issuer
Financial, nonfinancial and asset-backed commercial paper outstanding, $ billions, seasonally adjusted
Interest on Government Debt: the IMF's Outlook
General government net interest paid, % of GDP, history and the IMF's projection
Young Borrowers Falling Seriously Behind
Share of balances moving into 90+ day delinquency over the past year, borrowers under thirty vs all ages, %
Private Credit: PIK Interest and Junior Debt in BDC Books
Share of BDC debt at cost, %
U.S. Federal Net Interest as a Share of GDP
Net interest outlays, % of GDP, by fiscal year
U.S. Federal Net Interest Payments, Quarterly
Federal interest paid minus interest received, % of GDP, quarterly at annual rates (national accounts)
Corporate Bond Market Distress Index
NY Fed CMDI for the whole market, investment grade and high yield, 0 = calm, 1 = most distressed
Corporate Bond Issuance per Week: All Deals vs Investment Grade
U.S. dollar corporate bonds priced with an SEC term sheet, every rating and the investment-grade part, $ billions
Money Market Fund Holdings by Type
U.S. money market fund investments in Treasuries, agency debt and repo, $ billions, month-end
U.S. Bank Deposit Growth by Bank Size
Deposits vs a year earlier, banks that were in each size band a year earlier, %
Banks Tightening Lending Standards: Business vs Household Loans
Net share of banks tightening standards, weighted by loan balances, %
Spread at Issue by Rating
Median spread to Treasuries of new U.S. dollar fixed-rate bonds, by rating band, basis points
Consumer Complaints: Credit Reports vs Everything Else
Complaints received by the CFPB each month
Government Debt in South America: the IMF's Outlook
General government gross debt, % of GDP, history and the IMF's projection
Banks Tightening Standards on Commercial Real Estate Loans
Net share of banks tightening standards, by property type, %
Who Pays the Most Interest on Its Debt
General government net interest paid, % of GDP, 2019 and the latest year, economies with GDP above half a trillion dollars
IMF Debt Relative to the Size of the Economy
IMF credit and loans outstanding at year-end, % of GDP, latest year, the largest borrowers
Private Credit: How BDCs Mark Their Loans
Fair value of BDC debt as a share of its cost, %
Private Credit: BDC Loans on Non-Accrual
Loans business development companies have stopped accruing interest on, % of their total investments
Credit Index Swap Trading: Investment Grade vs High Yield
Notional value of new credit index swap trades per week, $ billions
Credit Index Swaps Outstanding
Gross notional outstanding of credit index products, investment grade and high yield, $ billions
Unrealized Losses on Bank Securities
Fair value minus amortized cost of HTM and AFS securities, % of tier 1 capital, by bank size
Private Credit: BDC Loans Marked Below 80 Cents
Share of BDC debt at cost that the lender values below eighty cents on the dollar, %
Consumer Complaints by Product, Excluding Credit Reports
Complaints received by the CFPB in the latest month, by product group
Private Credit: BDC Lending to New Borrowers
Debt at cost to borrowers a BDC did not lend to the quarter before, US$
Private Credit: BDC Loan Marks by Industry
Fair value of each industry's BDC debt as a share of its cost, latest quarter, %
Problem Commercial Real Estate Loans at U.S. Banks
CRE loans 90+ days past due or on nonaccrual, % of CRE loans, by bank size
Investment-Grade Bond Issuance per Week
U.S. dollar investment-grade corporate bonds priced with an SEC term sheet, $ billions
Who Owes the IMF
IMF credit and loans outstanding by borrower, $ billions, latest month
Total IMF Lending Outstanding
IMF credit and loans outstanding to all member countries, $ billions, monthly
Noncurrent Loans at U.S. Banks by Size
Loans 90+ days past due or on nonaccrual, % of loans and leases
Money Fund Repo: The Fed vs Cleared Repo
Money market fund repo with the Federal Reserve and cleared through FICC, $ billions, month-end
Banks Heavily Concentrated in Commercial Real Estate
Share of banks whose CRE loans exceed three times capital (the supervisory guideline), by bank size, %
Private Credit: BDC Non-Accruals by Industry
Loans on non-accrual as a share of each industry's BDC investments at cost, latest quarter, %
U.S. Bank Loan Growth by Type
Change from a year earlier in loans at U.S. commercial banks, %
Banks on the FDIC’s Problem Bank List
Number of FDIC-insured banks rated in the two worst supervisory grades, and their share of all banks, at each quarter end
AI Hyperscalers’ Commitments Off the Balance Sheet
Leases signed but not yet commenced and purchase obligations, latest filing, $ billions
U.S. Consumer Credit: Revolving and Nonrevolving
Consumer credit outstanding, owned and securitized, seasonally adjusted, $ millions
New and Amended Debt Agreements Reported to the SEC
Form 8-K filings reporting a material agreement together with a new direct financial obligation, 12-month totals
Bankruptcy 8-K Filings Each Month
Form 8-K filings reporting a bankruptcy or receivership, all SEC filers, per month
Material Impairments Reported to the SEC
Form 8-K filings reporting a material impairment charge, all SEC filers and S&P 500 companies, 12-month totals
Companies That Barely Cover Their Interest
Share of non-financial companies whose operating earnings are less than one and a half times their interest bill, trailing twelve months, %
Bank Loan Losses and Early Delinquency
Net charge-offs (annualized) and loans 30 to 89 days past due, % of loans, all FDIC-insured institutions
Going-Concern Warnings in Annual and Quarterly Reports
10-K and 10-Q filings containing "substantial doubt" and "going concern", all SEC filers, 12-month totals, with and without documents citing ASU 2014-15
Bank Reserves Against Problem Loans
Allowance for loan and lease losses as a % of noncurrent loans, all FDIC-insured institutions
Assets of Failed U.S. Banks by Year
Total assets of FDIC-insured institutions that failed each year, nominal $ billions
Russell 1000 Debt Maturity Wall
Long-term debt principal non-financial Russell 1000 companies are scheduled to repay, by year from their latest annual report, $ billions
Subprime Share of New Credit Cards and Auto Loans
Share of new accounts opened by consumers with subprime credit scores, %
Credit Card Utilization
Total U.S. credit card balances as a % of total card limits
Bankruptcy and Default 8-Ks by Sector
Form 8-K filings reporting a bankruptcy or a debt acceleration, by the filer's SIC division, 12-month totals
Median Net Debt to EBITDA
Net debt (total debt less cash) divided by EBITDA over the last four quarters, median non-financial company, times
Bank Loan Charge-Off Rates by Loan Type
Loans written off as losses, net of recoveries, annualized, % of average loans, U.S. commercial banks
U.S. Bank Failures by Year
FDIC-insured banks and savings institutions that failed each year
Bank Net Interest Margin and Cost of Funds
Net interest income and interest expense, annualized, % of average earning assets, all FDIC-insured institutions
S&P 500 Debt Maturity Wall
Long-term debt principal non-financial S&P 500 companies are scheduled to repay, by year from their latest annual report, $ billions
Going-Concern Filings by Sector
10-K and 10-Q filings containing "substantial doubt" and "going concern", by the filer's SIC division, 12-month totals
Bankruptcies and Debt Defaults Reported to the SEC
Form 8-K filings reporting a bankruptcy or a debt acceleration or default trigger, all SEC filers, 12-month totals
Going-Concern Filings Each Month
10-K and 10-Q filings containing "substantial doubt" and "going concern", all SEC filers, per month
Data Center Leases Signed, Not Yet Commenced
Future payments under leases signed but not yet started, by company, $ billions
Consumers With a New Bankruptcy or Foreclosure
Consumers with a new bankruptcy or foreclosure notation on their credit report each quarter, thousands
Hyperscalers: Debt Due Within a Year and Cash
Microsoft, Amazon, Alphabet, Meta and Oracle together, at calendar quarter ends, $ billions
U.S. Bank Profitability
Return on assets (annualized) and the share of banks reporting a quarterly loss, all FDIC-insured institutions
Hyperscaler Purchase Obligations
Commitments to buy supply, capacity and services that are not on the balance sheet, by company, $ billions
Consumers Who Applied for Credit and Got None
CFPB credit tightness index for credit cards and auto loans, seasonally adjusted
Corporate Bond Spreads and the Excess Bond Premium
Gilchrist–Zakrajšek spread and excess bond premium, U.S. corporate bonds, percentage points, monthly
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