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Median Family Net Worth Over Time: Heads 55 and Over

Median net worth of U.S. families whose head is 55 or older, by age, Survey of Consumer Finances, constant dollars

55 to 64: $411,900 in 2025the highest since 2004+$165,000 since 1989

2 of 3 series are above their level a year earlier

Plays the chart through its history. Pauses are where the data set a record or moved most.

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Federal Reserve Board, Survey of Consumer Finances, historical tables (Table 4), every three years. Net worth is assets minus debts, in constant dollars of the newest survey; each new survey restates the earlier ones in its own dollars. Age is the age of the family’s reference person. Families with a younger head are on a companion chart.

How the typical family nearing or in retirement has fared across every Survey of Consumer Finances since 1989, in today’s dollars. The survey runs every three years, so each point is one survey.

What this chart reads

Sources

U.S. Median Family Net Worth · Head Aged 55 to 64 (Survey of Consumer Finances). Source: Board of Governors of the Federal Reserve System, Survey of Consumer Finances, historical summary tables (internal data, constant dollars), Table 4. Public domain.

U.S. Median Family Net Worth · Head Aged 65 to 74 (Survey of Consumer Finances). Source: Board of Governors of the Federal Reserve System, Survey of Consumer Finances, historical summary tables (internal data, constant dollars), Table 4. Public domain.

U.S. Median Family Net Worth · Head Aged 75 and Over (Survey of Consumer Finances). Source: Board of Governors of the Federal Reserve System, Survey of Consumer Finances, historical summary tables (internal data, constant dollars), Table 4. Public domain.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

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