Line
New Serious Delinquencies by Loan Type
Share of U.S. balances moving into 90+ days past due over the past year, %
Plays the chart through its history. Pauses are where the data set a record or moved most.
Credit card · Continuation · the recent trend, flattening · 1 year
Auto loan · Continuation · the recent trend, flattening · 1 year
Mortgage · Continuation · the recent trend, flattening · 1 year
Dashed: the projection from the latest reading. A projection, not a promise.
The flow version of delinquency: how much of each loan type newly went 90 days late in the past year. Flows move before the stock of bad debt does, so they are the earlier read.
What this chart reads
- Credit Card Balances Flowing Into Serious Delinquency (NY Fed)as “Credit card”latest 2026-06-30
- Auto Loan Balances Flowing Into Serious Delinquency (NY Fed)as “Auto loan”latest 2026-06-30
- Mortgage Balances Flowing Into Serious Delinquency (NY Fed)as “Mortgage”latest 2026-06-30
Sources
Credit Card Balances Flowing Into Serious Delinquency (NY Fed). Source: Federal Reserve Bank of New York, Quarterly Report on Household Debt and Credit, data workbook (Page 14). Public.
Auto Loan Balances Flowing Into Serious Delinquency (NY Fed). Source: Federal Reserve Bank of New York, Quarterly Report on Household Debt and Credit, data workbook (Page 14). Public.
Mortgage Balances Flowing Into Serious Delinquency (NY Fed). Source: Federal Reserve Bank of New York, Quarterly Report on Household Debt and Credit, data workbook (Page 14). Public.
Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.