Skip to content
Palanor is in early release, with our founding customers.Become a founding customer →
The Real Rate Index45.30.00Palanor: Inflation Pulse50.7+0.09Palanor: Geopolitical Stress60.0-2.16Palanor: Liquidity57.9-0.79Palanor: Capital Tightness47.5+0.91Palanor: Industrial Pulse70.10.00Palanor: AI Margin Compression53.4+0.29Palanor: Consumer Confidence48.6+0.50Palanor: US Dollar Strength46.50.00Palanor: Labor Heat63.2-0.01Palanor: Recession Vocabulary28.1+0.54Palanor: Uncertainty Index53.4+1.24Palanor: US Jobs Health40.30.00Palanor: Energy Transition37.0-0.52Palanor: Reshoring Sentiment22.8+0.54Palanor: AI Substitution28.4-0.24The Social Fabric Index45.70.00Palanor: Geopolitical Anxiety19.4-0.45Palanor: Quit Pressure37.6+0.42The Mania Index88.00.00The Palanor Index57.1-0.51Cost Disease Spread33.20.00Palanor: US vs China49.5-0.17Rise of Socialism Index40.8-0.26The Bubble Memory79.90.00Palanor: Steward Confidence50.8+0.13The Long Watch90.30.00The Reshoring Index55.2+0.00The Capital Return Index81.0-0.75The Discourse Index72.4+1.83The Hesitation Index30.8-6.58Palanor AI Inference Cost Index71.2-0.03The AI Capex Race Index78.4+1.36The Boardroom Index82.5-0.00The Layoff Cycle Index32.8-2.51Capital Deployment Posture Index62.3+1.26The Consumer Health Index41.7-2.96Labor Hours Composite44.40.00The Dollar Erosion Index66.6+0.14Palanor: Risk Appetite36.2+0.83
PalanorPalanor

Line

Personal Saving Rate

U.S. personal saving as a share of disposable income, %

4.1% in Aug 2026the lowest since 2022−7.2 pp since Jan 1959
YTD1y2y5y10y20yAll
ForecastOffContinuationForesight™
Show ▾
U.S. recessionsShades the months the NBER dates as recession. U.S. charts only.5-year rangeThe highest and lowest readings of the last five years, as a band. One-series charts only.High and lowMarks the highest and lowest readings in the window shown.
Reading overdue·Data to Aug 2026

Plays the chart through its history. Pauses are where the data set a record or moved most.

Palanor Foresight™ comes with a free Palanor account. Create one · Continuation is open to everyone.

The share of after-tax income households keep rather than spend. It jumps in sharp downturns, when spending stops and support payments arrive, and falls when households draw down savings.

What this chart reads

Sources

Personal Savings Rate. Source: Published by the Bureau of Economic Analysis as FRED series PSAVERT. Palanor pulls this series from the FRED API nightly.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

Related charts

EconomyForecast

Consumer Health vs. Consumer Confidence

Palanor Consumer Health Index and Consumer Confidence Index, 0 to 100

41.7Data today
Economy

What Drove U.S. GDP Growth

Contributions to real GDP growth by component, percentage points, annualized

2.5 pp2 viewsData to Apr 2026
EconomyForecast

U.S. Real GDP Growth

Quarterly change in real GDP, annualized, %

2.2%Data to Apr 2026
EconomyForecast

The AI Capex Race Index

Palanor Custom Index — how committed companies are to the AI build-out.

78.4Data today
EconomyForecast

Current-Quarter GDP Nowcast

New York Fed staff estimate of real GDP growth for the current quarter, % annualized

2.7%Data 6 days ago
EconomyForecast

The Reshoring Index

Palanor Custom Index — is the reshoring story actually working? Composite of US manufacturing employment + freight services index + DXY inverted.

55.2Data today

Cookies

We only use essential cookies to keep you signed in and remember your theme. No analytics, no tracking, no ads. See the Privacy Policy for the full read.