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Company Dossier · Financials

Ally Financial

ALLYNYSEWILMINGTON, US-DE, USLarge capWebsite ↗
  • Russell 1000
  • MidCap 400

What Ally Financial is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $1.23 billion, down 3.1% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $0.06 billion.SEC EDGAR filings (10-K)
  • Long-term debt issued in the fiscal year to December 31, 2025: $4.67 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (October 20, 2026): sentiment 0.65 on a −1 to +1 scale (mixed), confidence 0.70 of 1.Palanor Discourse
  • Latest annual report (filed February 25, 2026): 2 risk factors added, 2 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $0.2 million on the open market.SEC Form 4
  • 617 institutional managers reported a position at June 30, 2026 (+33 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 19 (31 a year earlier).U.S. Department of Labor (OFLC)

Company Posture

How Company Posture is measured →

Company Posture covers S&P 500 companies.

Credit

How these are built →

Ally Financial's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.

Bonds priced, last 12 months

$0.8B

U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.

PricedAmountCouponMaturesSpreadYield
Sep 9, 2026$750M5.525%2030 (4y)+102bp5.525%
Jul 28, 2025$600M5.548%2033 (8y)+137bp5.548%
May 12, 2025$750M5.737%2029 (4y)+175bp5.737%
Dec 2, 2024$500M5.543%2031 (6y)+145bp5.543%
Dec 2, 2024$500M6.646%2040 (15y)+245bp6.646%
Jul 22, 2024$750M6.184%2035 (11y)+192bp6.184%
Dec 11, 2023$750M6.848%2030 (6y)+260bp6.848%

From the pricing term sheets Ally Financial filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Ally Financial: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: revenue, trailing twelve months

$ billions, from SEC filings

$1.2BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Ally Financial: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.1BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: debt issued and repaid by fiscal year

Long-term debt, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

1.3Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Ally Financial: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.65Data 3 days ago
ImageDataPalanor calculation
Business

Ally Financial: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.70Data 3 days ago
ImageDataPalanor calculation
Business

Ally Financial: risk factors added per annual report

New Item 1A risk factors in each 10-K

2.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: retail deposit customers

KPI Ledger, as reported in the company's results releases, count

3.6MData 23 days ago
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Ally Financial: net new deposit customers

KPI Ledger, as reported in the company's results releases, count

59,000Data 23 days ago
ImageDataKPI Ledger by Palanor · source: SEC EDGAR

Hiring and ownership

Business

Ally Financial: H-1B filings certified

Labor Condition Applications by quarter received

19.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Ally Financial: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$0.2MData 23 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Ally Financial: institutional holders

Managers reporting a position on Form 13F, by quarter

617.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

In the news

Headlines that name Ally Financial, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.

30 days
1 headlines
0% positive · 0% negative
90 days
1 headlines
0% positive · 0% negative

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 20, 2026Lobbying
    Lobbying report (FS VECTOR)first_quarter 2024
  2. Oct 20, 2026Lobbying
    Lobbying report (BLUE RIDGE LAW & POLICY, P.C.)third_quarter 2026 · $0.0 million
  3. Oct 20, 2026Lobbying
    Lobbying report (ALLY FINANCIAL INC.)third_quarter 2026 · $0.8 million
  4. Oct 20, 2026Lobbying
    Lobbying report (DALY CONSULTING GROUP)third_quarter 2026
  5. Oct 17, 2026Lobbying
    Lobbying report (CROSSROADS STRATEGIES, LLC)third_quarter 2026 · $0.1 million
  6. Oct 16, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)third_quarter 2026 · $0.0 million
  7. Sep 16, 2026Trademark
    Trademark application: ALLY MILEAGE ADVANTAGE
  8. Aug 31, 2026Trademark
    Trademark application: A
  9. Aug 25, 2026Patent
    Patent granted: TECHNIQUES FOR DYNAMICALLY AND SECURELY MANAGING USER REWARDSUS 12718261
  10. Aug 19, 2026Trademark
    Trademark application: COST OF LIFE TODAY
  11. Aug 18, 2026Patent
    Patent granted: TECHNIQUES FOR APPLICATION ARCHITECTURE MANAGEMENTUS 12711238
  12. Jul 28, 2026Lobbying
    Lobbying report (DALY CONSULTING GROUP)second_quarter 2026
  13. Jul 28, 2026Lobbying
    Lobbying report (DALY CONSULTING GROUP)second_quarter 2025
  14. Jun 9, 2026Patent
    Patent granted: INTENT DISCOVERY USING NATURAL LANGUAGE INFERENCEUS 12651126
  15. May 8, 20268-K
    Director or officer changeItem 5.02
  16. May 8, 20268-K
    Shareholder vote resultsItem 5.07
  17. Apr 30, 2026Trademark
    Trademark application: BANK ON WOMEN'S SPORTS
  18. Apr 30, 2026Trademark
    Trademark application: WE BANK ON WOMEN'S SPORTS
  19. Feb 25, 202610-K
    Annual report (10-K)2 risk factors added, 2 removed
  20. Dec 9, 20258-K
    Director or officer changeItem 5.02
  21. Oct 21, 2025Patent
    Patent granted: TECHNIQUES FOR CONTAINER REGISTRY CREDENTIALS MANAGEMENTUS 12450330
  22. Oct 14, 2025Patent
    Patent granted: DISTRIBUTED TRACING TECHNIQUES FOR ACQUIRING BUSINESS INSIGHTSUS 12443966
  23. Jul 24, 20258-K
    Director or officer changeItem 5.02
  24. May 8, 20258-K
    Shareholder vote resultsItem 5.07
  25. Feb 19, 202510-K
    Annual report (10-K)23 risk factors added, 0 removed
  26. Nov 26, 20248-K
    Director or officer changeItem 5.02
  27. Feb 20, 202410-K
    Annual report (10-K)0 risk factors added, 1 removed

Peers

Companies in the same sector in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
MGIC Investment Corporation MTG$1.2B$0.7BJun 30, 2026
Essent Group Ltd. ESNT$1.3B$0.8BJun 30, 2026
Hartford (The) HIG$1.5B$5.8BJun 30, 2026
CNA Financial CNA$1.5B$2.3BJun 30, 2026
Assured Guaranty AGO$0.9B—Jun 30, 2026
Huntington Bancshares HBAN$1.7B$2.2BMar 31, 2026
First Hawaiian, Inc. FHB$0.9B$0.3BJun 30, 2026
M&T Bank MTB$1.7B—Jun 30, 2026

Identity

SEC CIK
40729
LEI
549300JBN1OSM8YNAI90
Wikidata
Q2032800

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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