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Company Dossier · Financials

Credit Acceptance

CACCNasdaqUSMid capWebsite ↗
  • Russell 1000

What Credit Acceptance is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $2.33 billion, up 2.6% from a year earlier.SEC EDGAR filings (XBRL)
  • Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $1.22 billion, up 9.9% from a year earlier.SEC EDGAR filings (XBRL)
  • Capital expenditure over the four quarters to June 30, 2026: $0.00 billion.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $0.73 billion.SEC EDGAR filings (10-K)
  • Long-term debt issued in the fiscal year to December 31, 2025: $0.50 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (August 4, 2026): sentiment 0.40 on a −1 to +1 scale (mixed), confidence 0.70 of 1.Palanor Discourse
  • Latest annual report (filed February 13, 2026): 1 risk factor added, 0 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $8.1 million on the open market.SEC Form 4
  • 298 institutional managers reported a position at June 30, 2026 (+40 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 15 (18 a year earlier).U.S. Department of Labor (OFLC)

Company Posture

How Company Posture is measured →

Company Posture covers S&P 500 companies.

Credit

How these are built →

No bond term sheets or tagged debt on file for Credit Acceptance yet.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Credit Acceptance: free cash flow, trailing twelve months

Operating cash flow minus capital expenditure, $ billions, from SEC filings

$1.2BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: revenue, trailing twelve months

$ billions, from SEC filings

$2.3BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Credit Acceptance: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.7BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: debt issued and repaid by fiscal year

Long-term debt, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

2.5Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Credit Acceptance: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.40Data to Aug 2026
ImageDataPalanor calculation
Business

Credit Acceptance: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.70Data to Aug 2026
ImageDataPalanor calculation
Business

Credit Acceptance: risk factors added per annual report

New Item 1A risk factors in each 10-K

1.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: average volume per active dealer

KPI Ledger, as reported in the company's results releases, count

7.7Data to Jun 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Credit Acceptance: consumer Loan assignment unit volume

KPI Ledger, as reported in the company's results releases, count

84,615Data to Jun 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

Credit Acceptance: active dealers

KPI Ledger, as reported in the company's results releases, count

11,004Data to Jun 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR

Hiring and ownership

Business

Credit Acceptance: H-1B filings certified

Labor Condition Applications by quarter received

15.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Credit Acceptance: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$8.1MData 23 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Credit Acceptance: institutional holders

Managers reporting a position on Form 13F, by quarter

298.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 20, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)third_quarter 2026 · $0.1 million
  2. Sep 21, 20268-K
    Material agreement signedItem 1.01
  3. Sep 18, 20268-K
    Material agreement signedItem 1.01
  4. Sep 4, 20268-K
    Director or officer changeItem 5.02
  5. Aug 25, 20268-K
    Material agreement signedItem 1.01
  6. Jul 24, 20268-K
    Director or officer changeItem 5.02
  7. Jul 22, 20268-K
    Director or officer changeItem 5.02
  8. Jul 16, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)second_quarter 2026 · $0.1 million
  9. Jun 15, 20268-K
    Material agreement signedItem 1.01
  10. Jun 10, 20268-K
    Director or officer changeItem 5.02
  11. Jun 10, 20268-K
    Shareholder vote resultsItem 5.07
  12. May 22, 2026Trademark
    Trademark application: CREDIT ACCEPTANCE DEALMATCH
  13. May 22, 2026Trademark
    Trademark application: CREDIT ACCEPTANCE DEALMAKER
  14. May 11, 20268-K
    Material agreement signedItem 1.01
  15. Apr 17, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)first_quarter 2026 · $0.1 million
  16. Feb 13, 202610-K
    Annual report (10-K)1 risk factors added, 0 removed
  17. Jan 26, 20268-K
    Director or officer changeItem 5.02
  18. Jan 20, 20268-K
    Material agreement signedItem 1.01
  19. Jan 15, 2026Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)fourth_quarter 2025 · $0.1 million
  20. Nov 19, 20258-K
    Material agreement signedItem 1.01
  21. Oct 28, 20258-K
    Director or officer changeItem 5.02
  22. Oct 17, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)third_quarter 2025 · $0.1 million
  23. Sep 24, 20258-K
    Material agreement signedItem 1.01
  24. Aug 4, 20258-K
    Material agreement signedItem 1.01
  25. Jul 17, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)second_quarter 2025 · $0.1 million
  26. Jul 16, 20258-K
    Material agreement signedItem 1.01
  27. Jun 30, 20258-K
    Material agreement signedItem 1.01
  28. Jun 4, 20258-K
    Shareholder vote resultsItem 5.07
  29. Apr 18, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)first_quarter 2025 · $0.0 million
  30. Apr 2, 20258-K
    Material agreement signedItem 1.01
  31. Mar 21, 2025Lobbying
    Lobbying report (BROWNSTEIN HYATT FARBER SCHRECK, LLP)first_quarter 2025
  32. Feb 28, 20258-K
    Material agreement signedItem 1.01
  33. Feb 12, 202510-K
    Annual report (10-K)0 risk factors added, 0 removed
  34. Dec 23, 20248-K
    Material agreement signedItem 1.01
  35. Dec 10, 20248-K
    Material agreement signedItem 1.01
  36. Feb 12, 202410-K
    Annual report (10-K)1 risk factors added, 1 removed

Peers

Companies in the same sector in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
Affiliated Managers Group AMG$2.3B$1.1BJun 30, 2026
Freedom Holding FRHC$2.4B−$0.9BJun 30, 2026
Voya Financial VOYA$2.2B—Jun 30, 2026
SEI Investments Company SEIC$2.5B$0.7BJun 30, 2026
Fidelity National Financial FNF$2.2B—Jun 30, 2026
Tradeweb TW$2.2B$1.1BJun 30, 2026
Chime Financial CHYM$2.5B—Jun 30, 2026
FactSet FDS$2.5B$0.7BAug 31, 2026

Identity

SEC CIK
885550
Wikidata
Q15845093

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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