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Company Dossier · Financials

Chime Financial

CHYMNasdaqSAN FRANCISCO, US-CA, USLarge cap
  • Russell 1000

What Chime Financial is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $2.46 billion, up 27% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $0.08 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (August 5, 2026): sentiment 0.80 on a −1 to +1 scale (confident, opportunity-framed), confidence 0.90 of 1.Palanor Discourse
  • Guidance in the last 90 days: 2 outlook figures raised, 0 lowered, 0 held.Guidance Ledger (8-K results releases)
  • Latest annual report (filed March 6, 2026): 0 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $1,162 million on the open market.SEC Form 4
  • 267 institutional managers reported a position at June 30, 2026 (+51 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 56 (42 a year earlier).U.S. Department of Labor (OFLC)

Risk events (12 months): 1 — latest CFPB complaint spike, Oct 31, 2025 →

Company Posture

How Company Posture is measured →

Company Posture covers S&P 500 companies.

Credit

How these are built →

No bond term sheets or tagged debt on file for Chime Financial yet.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

Chime Financial: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Chime Financial: revenue, trailing twelve months

$ billions, from SEC filings

$2.5BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

Chime Financial: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$0.08BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

Chime Financial: guidance raised minus lowered

Guidance Ledger statements by quarter

2.0Data 23 days ago
ImageDataGuidance Ledger by Palanor · source: SEC EDGAR
Business

Chime Financial: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.80Data to Aug 2026
ImageDataPalanor calculation
Business

Chime Financial: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.90Data to Aug 2026
ImageDataPalanor calculation

Hiring and ownership

Business

Chime Financial: H-1B filings certified

Labor Condition Applications by quarter received

56.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

Chime Financial: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$1.16BData 23 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

Chime Financial: institutional holders

Managers reporting a position on Form 13F, by quarter

267.0Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 20, 2026Lobbying
    Lobbying report (FS VECTOR)third_quarter 2026 · $0.1 million
  2. Oct 20, 2026Lobbying
    Lobbying report (RICH FEUER ANDERSON)third_quarter 2026 · $0.1 million
  3. Oct 20, 2026Lobbying
    Lobbying report (DALY CONSULTING GROUP)third_quarter 2026 · $0.0 million
  4. Oct 20, 2026Lobbying
    Lobbying report (MINDSET ADVOCACY, LLC)third_quarter 2026 · $0.1 million
  5. Oct 15, 2026Lobbying
    Lobbying report (CHIME FINANCIAL, INC.)third_quarter 2026 · $0.3 million
  6. Sep 23, 2026Trademark
    Trademark application
  7. Sep 8, 20268-K
    Material agreement signedItem 1.01
  8. Aug 5, 20268-K
    Exit or restructuring costsItem 2.05
  9. Aug 5, 20268-K
    Director or officer changeItem 5.02
  10. Jul 29, 2026Trademark
    Trademark application: FINANCIAL PROGRESS FORUM
  11. Jul 28, 2026Lobbying
    Lobbying report (DALY CONSULTING GROUP)second_quarter 2026 · $0.0 million
  12. Jul 27, 2026Lobbying
    Lobbying report (DALY CONSULTING GROUP)second_quarter 2025 · $0.1 million
  13. Jul 24, 2026Trademark
    Trademark application: INVESTING THAT WORKS FOR YOUR MONEY
  14. Jul 20, 2026Lobbying
    Lobbying report (FS VECTOR LLC)fourth_quarter 2023 · $0.1 million
  15. Jun 30, 2026Patent
    Patent granted: UTILIZING MACHINE-LEARNING MODELS TO DETERMINE TAKE-OVER SCORES AND INTELLIGENTLY SECURE DIGITAL ACCOUNT FEATURESUS 12670245
  16. Jun 25, 2026Trademark
    Trademark application: CHIMEGOV
  17. Jun 16, 2026Patent
    Patent granted: DIGITAL POLICY CRITERIA INTEGRATION FOR MAKING DETERMINATIONS WITHIN AN INTER-NETWORK FACILITATION SYSTEMUS 12657586
  18. Jun 4, 20268-K
    Shareholder vote resultsItem 5.07
  19. Jun 4, 2026Trademark
    Trademark application: JADE BY CHIME
  20. Mar 10, 2026Patent
    Patent granted: STAGGERED PAYLOAD RELAYER FOR PIPELINING DIGITAL PAYLOADS ACROSS NETWORK SERVICESUS 12574334
  21. Mar 10, 2026Patent
    Patent granted: GENERATING A SECURE UPLOAD URL AND GRANTING ACCESS TO A USER WITHIN A SECURE DOCUMENT SYSTEMUS 12574432
  22. Mar 10, 2026Patent
    Patent granted: BRIDGING NETWORK TRANSACTION PLATFORMS TO UNIFY CROSS-PLATFORM TRANSFERSUS 12572903
  23. Mar 6, 202610-K
    Annual report (10-K)
  24. Dec 10, 20258-K
    Director or officer changeItem 5.02
  25. Oct 31, 2025Risk event
    Complaints to the CFPB about Chime Financial Inc jumped to 1,513 in October 2025, 3.1× its prior 12-month averageCFPB
  26. May 13, 2025S-1
    Registration statement (S-1)

Peers

Companies in the same sector in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
SEI Investments Company SEIC$2.5B$0.7BJun 30, 2026
FactSet FDS$2.5B$0.7BAug 31, 2026
Houlihan Lokey HLI$2.5B$0.5BJun 30, 2026
Freedom Holding FRHC$2.4B−$0.9BJun 30, 2026
Jack Henry & Associates JKHY$2.5B$0.7BJun 30, 2026
Morningstar, Inc. MORN$2.6B$0.5BJun 30, 2026
Credit Acceptance CACC$2.3B$1.2BJun 30, 2026
TPG Inc. TPG$2.6B—Jun 30, 2026

Identity

SEC CIK
1795586

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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