Company Dossier · Financials
Capital One
- S&P 500
- S&P 100
- Russell 1000
What Capital One is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.
Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →
The latest read
Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.
- Revenue over the four quarters to June 30, 2026: $9.90 billion, up 55% from a year earlier.SEC EDGAR filings (XBRL)
- Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $29.7 billion, up 63% from a year earlier.SEC EDGAR filings (XBRL)
- Capital expenditure over the four quarters to June 30, 2026: $1.75 billion, up 23% from a year earlier.SEC EDGAR filings (XBRL)
- Share buybacks in the fiscal year to December 31, 2025: $4.10 billion.SEC EDGAR filings (10-K)
- Latest earnings call or results release (October 20, 2026): sentiment 0.70 on a −1 to +1 scale (confident, opportunity-framed), confidence 0.60 of 1.Palanor Discourse
- Latest annual report (filed February 19, 2026): 4 risk factors added, 1 removed.Risk Factor Changes (10-K Item 1A)
- Insiders were net sellers in Q3 2026: $8.7 million on the open market.SEC Form 4
- 2,133 institutional managers reported a position at June 30, 2026 (+51 on the quarter before).SEC Form 13F
- H-1B filings certified in Q2 2026: 726 (425 a year earlier).U.S. Department of Labor (OFLC)
- Headlines in the last 30 days: 6, of which 1 read positive and 0 negative.Palanor headline tone
Company Posture
How Company Posture is measured →What Capital One is doing, on three axes, from its filings and its own words, as of 2026-10-22. A description, not a rating: Company Posture never says whether to buy.
Steady · Mixed
Expanding ↔ Retrenching
Steady
- Capital spending60th pct
- Debt raised—
- Buybacks vs capex32nd pct
- Hiring filings72nd pct
- Deals and private raises40th pct
- Patent publications28th pct
Confident ↔ Hedging
Mixed
- Call sentiment86th pct
- Call confidence31st pct
- Guidance changes—
- Risk factors added27th pct
- Insider open-market trades41st pct
- + Call sentiment
- − Call confidence
- − Risk factors added
Pressure
Components only: Not yet shown as a score: in the back-test it did not add to a naive reader's forecast of impairment, debt acceleration or bankruptcy filings (8-K 2.06, 2.04, 1.03) (not enough events (17 in half 1; needs 20)).
- Fails-to-deliver85th pct
- Stress filings49th pct
Credit
How these are built →Capital One's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.
Bonds priced, last 12 months
$3.0B
U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.
| Priced | Amount | Coupon | Matures | Spread | Yield |
|---|---|---|---|---|---|
| Sep 9, 2026 | €750M | 4.832% | 2037 (11y) | +141bp | 4.832% |
| Sep 9, 2026 | €750M | 4.326% | 2032 (6y) | +116bp | 4.326% |
| Jan 29, 2026 | $1.5B | 4.722% | 2032 (6y) | +92bp | 4.722% |
| Jan 29, 2026 | $1.5B | 5.399% | 2037 (11y) | +117bp | 5.399% |
| Sep 8, 2025 | $1.25B | 4.493% | 2031 (6y) | +92bp | 4.493% |
| Sep 8, 2025 | $1.5B | 5.197% | 2036 (11y) | +115bp | 5.197% |
| Jan 28, 2025 | $1.75B | 6.183% | 2036 (11y) | +162bp | 6.183% |
| Jul 24, 2024 | $1B | 5.884% | 2035 (11y) | +160bp | 5.884% |
| Jul 24, 2024 | $1B | 5.463% | 2030 (6y) | +130bp | 5.463% |
| Jan 29, 2024 | $1B | 5.700% | 2030 (6y) | +170bp | 5.700% |
| Jan 29, 2024 | $1B | 6.051% | 2035 (11y) | +195bp | 6.051% |
| Oct 27, 2023 | $1.75B | 7.624% | 2031 (8y) | +277bp | 7.624% |
From the pricing term sheets Capital One filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.
Charts
Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.
Cash flow
Capital returned and raised
What the company says
Hiring and ownership
News
Capital One: headline tone
Net share of positive headlines, trailing 28 days, −1 to +1
In the news
Headlines that name Capital One, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.
- Neutral[YMMV] Capital One Offers: eBay, Spend $100+, Get $50/5,000 Points
doctorofcredit.com · via Marketaux · Oct 10, 2026
- Neutral[YMMV] Capital One Travel (Business Cardholders): Spend $500+, Get $200 Off
doctorofcredit.com · via Marketaux · Oct 10, 2026
- NeutralAffinius Relinquishes Big Office Building Next To Capital One Arena
Bisnow · Oct 6, 2026
- NeutralCapital One Shopping: 50% at Columbia
doctorofcredit.com · via Marketaux · Oct 6, 2026
- PositiveCapital One Launches ‘Discover it Secured Cash Back Credit Card’
doctorofcredit.com · via Marketaux · Oct 5, 2026
- NeutralCapital One Shopping: Expedia Bookings 25%
doctorofcredit.com · via Marketaux · Oct 5, 2026
Filings and records
The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.
- Oct 21, 2026LobbyingLobbying report (EMERGENT STRATEGIES)third_quarter 2026 · $0.0 million
- Oct 20, 2026LobbyingLobbying report (VENABLE LLP)third_quarter 2026 · $0.0 million
- Oct 20, 2026LobbyingLobbying report (FEDERAL HALL POLICY ADVISORS, LLC)third_quarter 2026 · $0.1 million
- Oct 20, 2026LobbyingLobbying report (1607 STRATEGIES, LLC)third_quarter 2026 · $0.1 million
- Oct 20, 2026LobbyingLobbying report (CARMEN GUZMAN, LLC)third_quarter 2026 · $0.0 million
- Oct 20, 2026LobbyingLobbying report (CAPITAL ONE FINANCIAL CORPORATION)third_quarter 2026 · $0.9 million
- Oct 20, 2026Patent
- Oct 20, 2026Patent
- Oct 20, 2026Patent
- Oct 20, 2026Patent
- Oct 20, 2026Patent
- Oct 18, 2026LobbyingLobbying report (VENTURE GOVERNMENT STRATEGIES, LLC (FKA HOBART HALLAWAY & QUAYLE VENTURES, LLC))third_quarter 2026 · $0.0 million
- Oct 18, 2026LobbyingLobbying report (CROSSROADS STRATEGIES, LLC)third_quarter 2026 · $0.0 million
- Jun 30, 2026Private creditLoans held by business development companies (Capital One Financial Corp)$29.0 million at cost
- Jun 26, 2026Trademark
- Jun 9, 2026Trademark
- Jun 9, 2026Trademark
- Jun 9, 2026Trademark
- Jun 9, 2026Trademark
- May 8, 20268-KShareholder vote resultsItem 5.07
- Apr 7, 20268-KDirector or officer changeItem 5.02
- Feb 19, 202610-KAnnual report (10-K)4 risk factors added, 1 removed
- Feb 6, 20268-KDirector or officer changeItem 5.02
- Nov 7, 20258-KDirector or officer changeItem 5.02
- Jun 5, 20258-KDirector or officer changeItem 5.02
- Jun 5, 20258-KDirector or officer changeItem 5.02
- May 19, 20258-KAcquisition or sale completedItem 2.01
- May 19, 20258-KDirector or officer changeItem 5.02
- May 8, 20258-KShareholder vote resultsItem 5.07
- Feb 20, 202510-KAnnual report (10-K)2 risk factors added, 0 removed
- Feb 18, 20258-KShareholder vote resultsItem 5.07
- Feb 7, 20258-KDirector or officer changeItem 5.02
- Jan 31, 2025Risk event
- Feb 23, 202410-KAnnual report (10-K)6 risk factors added, 2 removed
Peers
Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.
| Company | Revenue | Free cash flow | Through |
|---|---|---|---|
| American Express AXP | $43.1B | $15.1B | Jun 30, 2026 |
| Sallie Mae SLM | — | — | — |
| Synchrony Financial SYF | — | — | — |
| Willis Towers Watson WTW | $9.9B | $1.7B | Jun 30, 2026 |
| Old Republic International ORI | $9.7B | — | Jun 30, 2026 |
| First Citizens BancShares FCNCA | $9.6B | $2.5B | Jun 30, 2026 |
| Global Payments GPN | $10.2B | $0.8B | Jun 30, 2026 |
| Franklin Resources BEN | $9.3B | $0.9B | Jun 30, 2026 |