Company Dossier · Financials
First Citizens BancShares
- Russell 1000
What First Citizens BancShares is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.
Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →
The latest read
Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.
- Revenue over the four quarters to June 30, 2026: $9.62 billion, up 0.9% from a year earlier.SEC EDGAR filings (XBRL)
- Free cash flow (operating cash flow minus capital expenditure) over the four quarters to June 30, 2026: $2.46 billion, down 5.4% from a year earlier.SEC EDGAR filings (XBRL)
- Capital expenditure over the four quarters to June 30, 2026: $0.72 billion, up 57% from a year earlier.SEC EDGAR filings (XBRL)
- Share buybacks in the fiscal year to December 31, 2025: $3.03 billion.SEC EDGAR filings (10-K)
- Long-term debt issued in the fiscal year to December 31, 2025: $1.84 billion.SEC EDGAR filings (10-K)
- Latest earnings call or results release (July 23, 2026): sentiment 0.10 on a −1 to +1 scale (mixed), confidence 0.40 of 1.Palanor Discourse
- Latest annual report (filed February 24, 2026): 2 risk factors added, 30 removed.Risk Factor Changes (10-K Item 1A)
- Insiders were net sellers in Q3 2026: $0.0 million on the open market.SEC Form 4
- 627 institutional managers reported a position at June 30, 2026 (+24 on the quarter before).SEC Form 13F
- H-1B filings certified in Q2 2026: 27 (40 a year earlier).U.S. Department of Labor (OFLC)
Company Posture
How Company Posture is measured →Company Posture covers S&P 500 companies.
Credit
How these are built →First Citizens BancShares's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.
Bonds priced, last 12 months
$0.5B
U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.
| Priced | Amount | Coupon | Matures | Spread | Yield |
|---|---|---|---|---|---|
| Feb 25, 2026 | $500M | 4.869% | 2032 (6y) | +125bp | — |
| Sep 2, 2025 | $600M | 5.600% | 2035 (10y) | +185bp | — |
| Mar 6, 2025 | $500M | 5.231% | 2031 (6y) | +117bp | — |
| Mar 6, 2025 | $750M | 6.254% | 2040 (15y) | +197bp | — |
From the pricing term sheets First Citizens BancShares filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.
Charts
Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.
Cash flow
Capital returned and raised
What the company says
Hiring and ownership
In the news
Headlines that name First Citizens BancShares, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.
- PositiveFirst Citizens BancShares: Strong Fundamentals, But Limited Margin Of Safety (FCNCA)
seekingalpha.com · via Marketaux · Oct 1, 2026
Filings and records
The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.
- Oct 19, 2026LobbyingLobbying report (THE MADISON GROUP)third_quarter 2026 · $0.0 million
- Jul 20, 2026LobbyingLobbying report (THE MADISON GROUP)second_quarter 2026 · $0.0 million
- May 7, 20268-KShareholder vote resultsItem 5.07
- Apr 20, 2026LobbyingLobbying report (THE MADISON GROUP)first_quarter 2026 · $0.0 million
- Feb 24, 202610-KAnnual report (10-K)2 risk factors added, 30 removed
- Jan 20, 2026LobbyingLobbying report (THE MADISON GROUP)fourth_quarter 2025 · $0.0 million
- Jan 14, 20268-KDirector or officer changeItem 5.02
- Oct 20, 2025LobbyingLobbying report (THE MADISON GROUP)third_quarter 2025 · $0.0 million
- Jul 18, 2025LobbyingLobbying report (THE MADISON GROUP)second_quarter 2025 · $0.0 million
- Jun 26, 20258-KDirector or officer changeItem 5.02
- May 5, 20258-KShareholder vote resultsItem 5.07
- Apr 14, 2025LobbyingLobbying report (THE MADISON GROUP)first_quarter 2025 · $0.0 million
- Apr 7, 20258-KMaterial agreement terminatedItem 1.02
- Feb 21, 202510-KAnnual report (10-K)4 risk factors added, 2 removed
- Jan 17, 2025LobbyingLobbying report (THE MADISON GROUP)fourth_quarter 2024 · $0.0 million
- Dec 16, 20248-KDirector or officer changeItem 5.02
- Feb 23, 202410-KAnnual report (10-K)3 risk factors added, 4 removed
Peers
Companies in the same sector in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.
| Company | Revenue | Free cash flow | Through |
|---|---|---|---|
| Old Republic International ORI | $9.7B | — | Jun 30, 2026 |
| Capital One COF | $9.9B | $29.7B | Jun 30, 2026 |
| Willis Towers Watson WTW | $9.9B | $1.7B | Jun 30, 2026 |
| Franklin Resources BEN | $9.3B | $0.9B | Jun 30, 2026 |
| Global Payments GPN | $10.2B | $0.8B | Jun 30, 2026 |
| Nasdaq, Inc. NDAQ | $8.7B | $1.9B | Jun 30, 2026 |
| Equitable Holdings EQH | $10.6B | — | Jun 30, 2026 |
| RenaissanceRe RNR | $11.1B | — | Jun 30, 2026 |