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Company Dossier · Financials

PNC Financial Services

PNCNYSEDiversified BanksPITTSBURGH, US-PA, USLarge capWebsite ↗
  • S&P 500
  • Russell 1000

What PNC Financial Services is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.

Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →

The latest read

Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.

  • Revenue over the four quarters to June 30, 2026: $25.0 billion, up 13% from a year earlier.SEC EDGAR filings (XBRL)
  • Share buybacks in the fiscal year to December 31, 2025: $1.34 billion.SEC EDGAR filings (10-K)
  • Latest earnings call or results release (October 15, 2026): sentiment 0.70 on a −1 to +1 scale (confident, opportunity-framed), confidence 0.80 of 1.Palanor Discourse
  • Latest annual report (filed February 20, 2026): 0 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
  • Insiders were net sellers in Q3 2026: $1.2 million on the open market.SEC Form 4
  • 2,045 institutional managers reported a position at June 30, 2026 (+114 on the quarter before).SEC Form 13F
  • H-1B filings certified in Q2 2026: 29 (40 a year earlier).U.S. Department of Labor (OFLC)

Company Posture

How Company Posture is measured →

What PNC Financial Services is doing, on three axes, from its filings and its own words, as of 2026-10-22. A description, not a rating: Company Posture never says whether to buy.

Expanding ↔ Retrenching

Withheld: 50% of the evidence is readable at this date (needs 60%).

Confident ↔ Hedging

Mixed

HedgingConfident

Pressure

Components only: Not yet shown as a score: in the back-test it did not add to a naive reader's forecast of impairment, debt acceleration or bankruptcy filings (8-K 2.06, 2.04, 1.03) (not enough events (17 in half 1; needs 20)).

Credit

How these are built →

No bond term sheets or tagged debt on file for PNC Financial Services yet.

Charts

Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.

Cash flow

Business

PNC Financial Services: operating cash flow and capital expenditure

Trailing twelve months, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

PNC Financial Services: revenue, trailing twelve months

$ billions, from SEC filings

$25.0BData to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Capital returned and raised

Business

PNC Financial Services: share buybacks by fiscal year

Cash paid to repurchase common stock, $ billions, from the 10-K

$1.3BData to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

PNC Financial Services: debt maturity schedule, latest annual report

Scheduled repayments of long-term debt principal by year from the fiscal year end, $ billions, from the 10-K

Data to Dec 2025
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

PNC Financial Services: debt due within a year and cash

At each balance-sheet date, $ billions, from SEC filings

Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

PNC Financial Services: interest coverage

Operating income ÷ interest expense, trailing twelve months, from SEC filings

3.8Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

What the company says

Business

PNC Financial Services: guidance raised minus lowered

Guidance Ledger statements by quarter

1.0Data to Mar 2026
ImageDataGuidance Ledger by Palanor · source: SEC EDGAR
Business

PNC Financial Services: earnings call sentiment

Palanor Discourse score per call, −1 to +1

0.70Data 8 days ago
ImageDataPalanor calculation
Business

PNC Financial Services: earnings call confidence

Palanor Discourse score per call, 0 to 1

0.80Data 8 days ago
ImageDataPalanor calculation
Business

PNC Financial Services: risk factors added per annual report

New Item 1A risk factors in each 10-K

0.0Data to Feb 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

PNC Financial Services: client assets under administration at quarter end

KPI Ledger, as reported in the company's results releases, $ billions

463.0Data to Mar 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

PNC Financial Services: net interest margin

KPI Ledger, as reported in the company's results releases, %

2.9Data 23 days ago
ImageDataKPI Ledger by Palanor · source: SEC EDGAR
Business

PNC Financial Services: discretionary client assets under management

KPI Ledger, as reported in the company's results releases, $ billions

230.0Data to Mar 2026
ImageDataKPI Ledger by Palanor · source: SEC EDGAR

Hiring and ownership

Business

PNC Financial Services: H-1B filings certified

Labor Condition Applications by quarter received

29.0Data to Jun 2026
ImageDataU.S. Department of Labor, Office of Foreign Labor Certification disclosure data, dol.gov
Business

PNC Financial Services: insider net buying

Open-market purchases minus sales by officers and directors, $ millions, by quarter

−$1.2MData 23 days ago
ImageDataU.S. Securities and Exchange Commission, EDGAR
Business

PNC Financial Services: institutional holders

Managers reporting a position on Form 13F, by quarter

2,045Data to Jun 2026
ImageDataU.S. Securities and Exchange Commission, EDGAR

Filings and records

The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.

  1. Oct 21, 2026Lobbying
    Lobbying report (HARBINGER STRATEGIES, LLC)third_quarter 2026 · $0.1 million
  2. Oct 20, 2026Lobbying
    Lobbying report (THE PNC FINANCIAL SERVICES GROUP)third_quarter 2026 · $0.5 million
  3. Oct 20, 2026Lobbying
    Lobbying report (CROSSROADS STRATEGIES, LLC)third_quarter 2026 · $0.1 million
  4. Oct 14, 2026Lobbying
    Lobbying report (CAPITOL COUNSEL LLC)third_quarter 2026 · $0.0 million
  5. Oct 13, 2026Patent
    Patent granted: SYSTEM AND METHOD FOR MANAGING PERSONALLY IDENTIFIABLE INFORMATION OF AN INDIVIDUALUS 12762262
  6. Oct 6, 2026Patent
    Patent granted: DATA MIGRATION FACTORYUS 12754889
  7. Sep 22, 2026Patent
    Patent granted: SYSTEMS AND METHODS FOR APPLICATION SECURITY IMPROVEMENTSUS 12743492
  8. Sep 22, 2026Trademark
    Trademark application: PNC BUSINESS CASH REWARDS
  9. Sep 15, 2026Patent
    Patent granted: APPLICATION-FOCUSED NETWORK OBSERVABILITYUS 12739184
  10. Sep 1, 2026Patent
    Patent granted: CHAOS EVENT TESTING USING SIMULATED TRAFFIC FEED AND CHAOS EVENTS SIMULTANEOUSLYUS 12724688
  11. Jul 29, 2026Trademark
    Trademark application: PNC DELIGHTS
  12. Jul 27, 2026Trademark
    Trademark application: POCA
  13. Jul 27, 2026Trademark
    Trademark application: PRODUCTIVITY OBSERVABILITY COST ACCESS
  14. Jul 21, 2026Lobbying
    Lobbying report (HARBINGER STRATEGIES, LLC)second_quarter 2026 · $0.1 million
  15. Jul 20, 2026Lobbying
    Lobbying report (FORBES-TATE)second_quarter 2026 · $0.0 million
  16. Jul 20, 2026Lobbying
    Lobbying report (THE PNC FINANCIAL SERVICES GROUP)second_quarter 2026 · $0.3 million
  17. Jul 20, 2026Lobbying
    Lobbying report (CROSSROADS STRATEGIES, LLC)second_quarter 2026 · $0.1 million
  18. Jul 1, 2026Trademark
    Trademark application: BRILLIANTLY BORING
  19. Apr 24, 20268-K
    Director or officer changeItem 5.02
  20. Apr 24, 20268-K
    Shareholder vote resultsItem 5.07
  21. Feb 20, 202610-K
    Annual report (10-K)0 risk factors added, 0 removed
  22. Apr 25, 20258-K
    Director or officer changeItem 5.02
  23. Apr 25, 20258-K
    Shareholder vote resultsItem 5.07
  24. Apr 7, 20258-K
    Director or officer changeItem 5.02
  25. Mar 27, 20258-K
    Director or officer changeItem 5.02
  26. Feb 21, 20258-K
    Director or officer changeItem 5.02
  27. Feb 21, 202510-K
    Annual report (10-K)0 risk factors added, 0 removed
  28. Feb 3, 20258-K
    Director or officer changeItem 5.02
  29. Jan 23, 20258-K
    Director or officer changeItem 5.02
  30. Feb 21, 202410-K
    Annual report (10-K)1 risk factors added, 1 removed

Peers

Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.

CompanyRevenueFree cash flowThrough
U.S. Bancorp USB$29.7B—Jun 30, 2026
Citigroup Inc. C$85.2B−$74.2BDec 31, 2025
Bank of America Corp. BAC$119B—Jun 30, 2026
JPMorgan Chase & Co. JPM———
Truist Financial TFC———
Wells Fargo & Company WFC———
Block, Inc. XYZ$25.0B$3.9BJun 30, 2026
Reinsurance Group of America RGA$26.0B—Jun 30, 2026

Identity

SEC CIK
713676
LEI
CFGNEKW0P8842LEUIA51
Wikidata
Q38928
SAM UEI
S9CMGSG13ND5

Built from SEC EDGAR filings (public domain), the Guidance and KPI Ledgers, Palanor Discourse, U.S. Department of Labor filings, USPTO, USAspending and Senate lobbying records, and rights-checked news headlines. Updated nightly; this page was built Oct 22, 2026. How the Dossier is built

S&P 500, S&P 100, S&P MidCap 400 and Dow Jones Industrial Average are trademarks of S&P Dow Jones Indices LLC or its affiliates; Nasdaq-100 is a trademark of Nasdaq, Inc.; Russell 1000 is a trademark of FTSE Russell. Membership is shown for identification only. Palanor is not affiliated with or endorsed by the index owners.

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