Company Dossier · Financials
U.S. Bancorp
- S&P 500
- S&P 100
- Russell 1000
What U.S. Bancorp is doing, read from its filings, its own words and the news, with every figure dated and sourced. Not investment advice: no ratings, no price targets.
Open the full company record in Palanor: guidance, KPIs, ownership, calls, prices →
The latest read
Computed from the data on Oct 22, 2026. Every figure links back to its source in the sections below.
- Revenue over the four quarters to June 30, 2026: $29.7 billion, up 6.6% from a year earlier.SEC EDGAR filings (XBRL)
- Share buybacks in the fiscal year to December 31, 2025: $0.49 billion.SEC EDGAR filings (10-K)
- Long-term debt issued in the fiscal year to December 31, 2025: $10.4 billion.SEC EDGAR filings (10-K)
- Latest earnings call or results release (October 15, 2026): sentiment 0.50 on a −1 to +1 scale (mixed), confidence 0.80 of 1.Palanor Discourse
- Latest annual report (filed February 23, 2026): 0 risk factors added, 0 removed.Risk Factor Changes (10-K Item 1A)
- Insiders were net sellers in Q3 2026: $5.5 million on the open market.SEC Form 4
- 2,072 institutional managers reported a position at June 30, 2026 (+89 on the quarter before).SEC Form 13F
- H-1B filings certified in Q2 2026: 206 (271 a year earlier).U.S. Department of Labor (OFLC)
Company Posture
How Company Posture is measured →What U.S. Bancorp is doing, on three axes, from its filings and its own words, as of 2026-10-22. A description, not a rating: Company Posture never says whether to buy.
Steady · Mixed
Expanding ↔ Retrenching
Steady
- Capital spending—
- Debt raised19th pct
- Buybacks vs capex—
- Hiring filings45th pct
- Deals and private raises47th pct
- Patent publications63rd pct
Confident ↔ Hedging
Mixed
- Call sentiment54th pct
- Call confidence71st pct
- Guidance changes—
- Risk factors added—
- Insider open-market trades33rd pct
- + Call confidence
- − Insider open-market trades
- + Call sentiment
Pressure
Components only: Not yet shown as a score: in the back-test it did not add to a naive reader's forecast of impairment, debt acceleration or bankruptcy filings (8-K 2.06, 2.04, 1.03) (not enough events (17 in half 1; needs 20)).
- Fails-to-deliver50th pct
- Stress filings49th pct
Credit
How these are built →U.S. Bancorp's borrowing from its SEC filings: the bonds it priced and the debt on its latest balance sheet. A description, not a rating.
Bonds priced, last 12 months
$5.5B
U.S. dollar tranches with a term sheet on EDGAR. Deals sold under Rule 144A file none and are not counted.
| Priced | Amount | Coupon | Matures | Spread | Yield |
|---|---|---|---|---|---|
| Jul 20, 2026 | $1B | 5.470% | 2037 (11y) | +87bp | 5.470% |
| Jul 20, 2026 | $1B | 4.857% | 2030 (4y) | +60bp | 4.857% |
| May 13, 2026 | $1.25B | 5.723% | 2041 (15y) | +125bp | 5.723% |
| Jan 21, 2026 | $1.25B | 4.481% | 2032 (6y) | +65bp | 4.481% |
| Jan 21, 2026 | $1B | 5.033% | 2037 (11y) | +78bp | 5.033% |
| May 12, 2025 | $1.25B | 5.083% | 2031 (6y) | +98bp | 5.083% |
| Feb 5, 2025 | $1.3B | 5.046% | 2031 (6y) | +80bp | 5.046% |
| Jul 18, 2024 | $1.25B | 5.100% | 2030 (6y) | +100bp | 5.100% |
| May 14, 2024 | — | 4.009% | — | +155bp | 4.009% |
| May 14, 2024 | €750M | OTHER | 2032 (8y) | — | — |
| May 14, 2024 | €500M | 4.009% | 2028 (4y) | — | — |
| Jan 18, 2024 | $1.5B | 5.384% | 2030 (6y) | +133bp | 5.384% |
From the pricing term sheets U.S. Bancorp filed with the SEC. Spread is to the benchmark Treasury (or Bund, Gilt) at pricing.
Charts
Live charts: each one redraws from today’s data and has an image link to paste into a document or slide.
Cash flow
Capital returned and raised
What the company says
Hiring and ownership
In the news
Headlines that name U.S. Bancorp, with the publisher and a link. The tone is read from each headline’s own words, never from a summary of the article.
- NeutralCautious Optimism Heading Into Q3 Earnings For U.S. Bancorp (NYSE:USB)
seekingalpha.com · via Marketaux · Oct 10, 2026
Filings and records
The last two years of notable 8-Ks, offerings, annual reports, federal awards, lobbying reports, patents and other public records, newest first.
- Oct 19, 2026LobbyingLobbying report (U.S. BANCORP (FORMERLY FILED AS U.S. BANK))third_quarter 2026 · $0.4 million
- Oct 14, 2026LobbyingLobbying report (CAPITOL COUNSEL LLC)third_quarter 2026 · $0.0 million
- Apr 23, 20268-KShareholder vote resultsItem 5.07
- Feb 23, 202610-K
- Jan 29, 20268-KDirector or officer changeItem 5.02
- Jan 28, 20268-KDirector or officer changeItem 5.02
- Aug 14, 20258-KMaterial agreement signedItem 1.01
- Apr 17, 20258-KShareholder vote resultsItem 5.07
- Apr 16, 20258-KDirector or officer changeItem 5.02
- Mar 25, 20258-KDirector or officer changeItem 5.02
- Feb 21, 202510-K
- Jan 31, 20258-KDirector or officer changeItem 5.02
- Jan 28, 20258-KDirector or officer changeItem 5.02
- May 14, 2024Patent
- Feb 20, 202410-K
- Nov 7, 2023Patent
- Sep 26, 2023Patent
- Oct 11, 2022Patent
Peers
Companies in the same industry in the S&P 500, Russell 1000 or MidCap 400, closest in revenue first. Trailing twelve months, from SEC filings.
| Company | Revenue | Free cash flow | Through |
|---|---|---|---|
| PNC Financial Services PNC | $25.0B | — | Jun 30, 2026 |
| Citigroup Inc. C | $85.2B | −$74.2B | Dec 31, 2025 |
| Bank of America Corp. BAC | $119B | — | Jun 30, 2026 |
| JPMorgan Chase & Co. JPM | — | — | — |
| Truist Financial TFC | — | — | — |
| Wells Fargo & Company WFC | — | — | — |
| Marsh McLennan MRSH | $28.5B | $4.2B | Sep 30, 2026 |
| BlackRock Inc. BLK | $27.3B | $3.5B | Jun 30, 2026 |