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Commercial Real Estate Loan Delinquency: Smaller Banks vs. the 100 Largest

Delinquency rate on commercial real estate loans, banks outside the 100 largest vs. the 100 largest.

Smaller banks: 1.3% in Q2 2026+0.2 pp since Q2 2025
YTD1y2y5y10y20yAll
Forecast availableOffContinuationForesight™
Show · 1 ▾
U.S. recessionsShades the months the NBER dates as recession. U.S. charts only.High and lowMarks the highest and lowest readings in the window shown.
Reading overdue·Data to Q2 2026

Plays the chart through its history. Pauses are where the data set a record or moved most.

What this chart reads

Sources

CRE Loan Delinquency Rate, Smaller Banks. Source: Board of Governors of the Federal Reserve System, Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks (FRED series DRCRELEXFOBS). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly.

CRE Loan Delinquency Rate, 100 Largest Banks. Source: Board of Governors of the Federal Reserve System, Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks (FRED series DRCRELEXFT100S). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

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