Skip to content
Palanor is in early release, with our founding customers.Become a founding customer →
The Real Rate Index45.30.00Palanor: Inflation Pulse50.7+0.09Palanor: Geopolitical Stress60.0-2.16Palanor: Liquidity57.9-0.79Palanor: Capital Tightness47.5+0.91Palanor: Industrial Pulse70.10.00Palanor: AI Margin Compression53.4+0.29Palanor: Consumer Confidence48.6+0.50Palanor: US Dollar Strength46.50.00Palanor: Labor Heat63.2-0.01Palanor: Recession Vocabulary28.1+0.54Palanor: Uncertainty Index53.4+1.24Palanor: US Jobs Health40.30.00Palanor: Energy Transition37.0-0.52Palanor: Reshoring Sentiment22.8+0.54Palanor: AI Substitution28.4-0.24The Social Fabric Index45.70.00Palanor: Geopolitical Anxiety19.4-0.45Palanor: Quit Pressure37.6+0.42The Mania Index88.00.00The Palanor Index57.1-0.51Cost Disease Spread33.20.00Palanor: US vs China49.5-0.17Rise of Socialism Index40.8-0.26The Bubble Memory79.90.00Palanor: Steward Confidence50.8+0.13The Long Watch90.30.00The Reshoring Index55.2+0.00The Capital Return Index81.0-0.75The Discourse Index72.4+1.83The Hesitation Index30.8-6.58Palanor AI Inference Cost Index71.2-0.03The AI Capex Race Index78.4+1.36The Boardroom Index82.5-0.00The Layoff Cycle Index32.8-2.51Capital Deployment Posture Index62.3+1.26The Consumer Health Index41.7-2.96Labor Hours Composite44.40.00The Dollar Erosion Index66.6+0.14Palanor: Risk Appetite36.2+0.83
PalanorPalanor

Latest reading, ranked

Household Net Financial Wealth Across the EU

Household financial assets minus liabilities as a share of gross disposable income, latest year, %

Denmark leads at 553%
YTD1y2y5y10y20yAll
Reading overdue·Data to 2025

Plays the chart through its history. Pauses are where a new leader takes first place.

Eurostat sector accounts (nasa_10_ki), households and non-profits serving them. Excludes housing and other real assets. Funded pension savings count as household assets, which lifts countries with large pension funds. The latest year differs by country. Images draw the highest and lowest bars; the page and the data table list every country.

How large households’ net financial wealth is relative to their income in each EU country. Denmark and Sweden, with large funded pensions, are far ahead; Slovakia and Romania have the smallest cushions.

What this chart reads·28 series

Show all

Sources·28 sources

Show all

European Union (27) · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo EU27_2020: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Austria · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo AT: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Belgium · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo BE: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Bulgaria · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo BG: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Croatia · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo HR: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Cyprus · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo CY: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Czechia · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo CZ: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Denmark · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo DK: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Estonia · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo EE: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Finland · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo FI: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

France · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo FR: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Germany · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo DE: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Greece · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo EL: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Hungary · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo HU: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Ireland · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo IE: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Italy · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo IT: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Latvia · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo LV: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Lithuania · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo LT: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Luxembourg · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo LU: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Malta · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo MT: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Netherlands · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo NL: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Poland · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo PL: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Portugal · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo PT: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Romania · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo RO: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Slovakia · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo SK: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Slovenia · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo SI: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Spain · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo ES: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Sweden · Household Net Financial Assets · % of disposable income. Source: Eurostat, Key indicators for sector accounts, annual (nasa_10_ki), na_item NFW_S14_S15 (household net financial assets ratio, BF90 / (B6G + D8net) × 100), sector S14_S15, geo SE: https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Palanor reads it every day. Eurostat's copyright notice: "Reuse of statistical data, metadata, publications, and other dissemination tools published on this website for commercial or non-commercial purposes is authorised provided the source is acknowledged." Palanor reads only EU countries here. Source: Eurostat.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

Related charts

EconomyForecast

Household Net Financial Wealth in Large EU Economies

Household financial assets minus liabilities as a share of gross disposable income, yearly, %

262%Data to Dec 2025
EconomyForecast

Consumer Health vs. Consumer Confidence

Palanor Consumer Health Index and Consumer Confidence Index, 0 to 100

41.7Data today
Economy

What Drove U.S. GDP Growth

Contributions to real GDP growth by component, percentage points, annualized

2.5 pp2 viewsData to Apr 2026
EconomyForecast

U.S. Real GDP Growth

Quarterly change in real GDP, annualized, %

2.2%Data to Apr 2026
EconomyForecast

The AI Capex Race Index

Palanor Custom Index — how committed companies are to the AI build-out.

78.4Data today
EconomyForecast

Current-Quarter GDP Nowcast

New York Fed staff estimate of real GDP growth for the current quarter, % annualized

2.7%Data 6 days ago

Cookies

We only use essential cookies to keep you signed in and remember your theme. No analytics, no tracking, no ads. See the Privacy Policy for the full read.