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Commercial Real Estate Loan Delinquency by Bank Size
Delinquency rate on commercial real estate loans at U.S. banks, %
Plays the chart through its history. Pauses are where the data set a record or moved most.
Smaller banks are all commercial banks outside the 100 largest by assets. Excludes farmland.
Commercial property loans going bad, split by bank size. Smaller banks hold a larger share of their loans in commercial real estate, so a divergence between the lines matters for regional lenders.
What this chart reads
- CRE Loan Delinquency Rate, Smaller Banksas “Smaller banks”behindlatest 2026-04-01
- CRE Loan Delinquency Rate, 100 Largest Banksas “100 largest banks”behindlatest 2026-04-01
Sources
CRE Loan Delinquency Rate, Smaller Banks. Source: Board of Governors of the Federal Reserve System, Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks (FRED series DRCRELEXFOBS). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly.
CRE Loan Delinquency Rate, 100 Largest Banks. Source: Board of Governors of the Federal Reserve System, Charge-Off and Delinquency Rates on Loans and Leases at Commercial Banks (FRED series DRCRELEXFT100S). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly.
Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.