Stacked area
U.S. Consumer Credit: Revolving and Nonrevolving
Consumer credit outstanding, owned and securitized, seasonally adjusted, $ millions
Plays the chart through its history. Pauses are where the data set a record or moved most.
Federal Reserve G.19 Consumer Credit. Excludes loans secured by real estate. Nonrevolving includes federal student loans.
What households owe outside their mortgages, split into card balances that revolve month to month and installment loans for cars, school and everything else.
What this chart reads
- Nonrevolving Consumer Credit Outstanding (Auto, Student and Other Loans)as “Nonrevolving (auto, student and other loans)”latest 2026-08-01
- Revolving Consumer Credit Outstanding (Credit Cards)as “Revolving (mostly credit cards)”behindlatest 2026-08-01
Sources
Nonrevolving Consumer Credit Outstanding (Auto, Student and Other Loans). Source: Board of Governors of the Federal Reserve System, Consumer Credit (G.19) statistical release (FRED series NONREVSL). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly. Federal Reserve Board data are in the public domain.
Revolving Consumer Credit Outstanding (Credit Cards). Source: Federal Reserve Board (G.19) via FRED (REVOLSL). Public.
Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.