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U.S. Consumer Credit: Revolving and Nonrevolving

Consumer credit outstanding, owned and securitized, seasonally adjusted, $ millions

Total $5,197B in Aug 2026the highest in data back to 2021+$773B since Aug 2021
Reading overdue·Data to Aug 2026

Plays the chart through its history. Pauses are where the data set a record or moved most.

Federal Reserve G.19 Consumer Credit. Excludes loans secured by real estate. Nonrevolving includes federal student loans.

What households owe outside their mortgages, split into card balances that revolve month to month and installment loans for cars, school and everything else.

What this chart reads

Sources

Nonrevolving Consumer Credit Outstanding (Auto, Student and Other Loans). Source: Board of Governors of the Federal Reserve System, Consumer Credit (G.19) statistical release (FRED series NONREVSL). Palanor pulls it from the FRED API (Federal Reserve Bank of St. Louis) nightly. Federal Reserve Board data are in the public domain.

Revolving Consumer Credit Outstanding (Credit Cards). Source: Federal Reserve Board (G.19) via FRED (REVOLSL). Public.

Charts are drawn from Palanor's signal library and recomputed from source data on every view. Transformations (changes, indexing, year-on-year rates) are Palanor's.

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